Ruhl Blog | Ruhl & Ruhl Realtors

Knowledge is Power

Sunday, February 26, 2017

Guest Post by Bettendorf Sales Manager, Matt Schwind

Is this the year you buy a house? As a manager of a real estate office, I can tell you that, although it's only February, the sales activity in the market has already started to pick up. It's been a mild winter, and the warmer weather tends to accelerate the housing market in the Quad Cities. People are also confident in the local economy, and interest rates are for the time being still at record lows, which makes the cost of owning a home (or buying a new one) less expensive for you each month. So, if you are wanting to get in on a good market, you'll want to do as much research as possible. You'll probably want to know...

  • How fast homes are selling.
  • What percentage of asking price are they selling for
  • What are the available grant programs for home buyers
  • What inspections are required, and which ones are most common
  • What is the best way to negotiate with a seller or a For Sale By Owner
  • What my timeline looks like if I want to move by summer


While you can do some of your research online, how will you know if the information is correct? Is the advice current? Are statistics meaningful for your area? We can all find information on the Internet, but the challenge is knowing what's relevant, and what's not.

If only such a trusted resource existed that could give you...

  • A free hour of objective consultation
  • Free advice on how to negotiate for the best price and terms
  • Information on the local housing market, the various mortgage programs and help in choosing the best option
  • An overview of what to look for when touring a home, especially the "red flags" that may need to be brought up before putting forth an offer


That is where we come in. Multiple Ruhl&Ruhl Realtors' offices are hosting a Homebuying Seminar, a free - no cost - no obligation - informational only - seminar for anyone who wants an expert opinion on what you need to know before and during the process of buying a house or condo. It can be helpful if you're buying your first house, but also if you haven't bought in about 7 or 8 years. It can be helpful if you're not sure you want to buy right now, or if you're right in the thick of looking for homes. The seminar will be information only - no hard sell, but we will guarantee that you'll walk out an hour later having a lot more knowledge that before. This knowledge will put you ahead of the rest when it comes time to buy or sell your next home. We hope to see you there!
Upcoming Homebuying Seminars:

Davenport March 28th; 6pm - 7:30pm 4545 Welcome Way, Davenport, IA, 52806 Speakers: Sally Atwell, Sales Manager; Greg Cotton, Mortgage Lender RSVP by March 24th to your Ruhl&Ruhl Realtor OR Call (563) 411-5100 to reserve your spot!

Moline March 30th; 6pm - 6:45pm 1701 52nd Ave, Moline, IL, 61265 Speakers: Mike Wendt, Sales Manager; McKenzie Mathews, Mortgage Lender RSVP by March 27th to your Ruhl&Ruhl Realtor OR Call (309) 743-8000 to reserve your spot!

We will update this page as more seminars are scheduled.


Optimism & Opportunities

Monday, February 20, 2017

Guest Post by Broker/Owner Chris Beason

If you're tired of negativity surrounding the change in administration, you may want to go speak with someone in the real estate industry for a more positive outlook on the times ahead. This time of year, we like to get input from a variety of sources on the outlook for the coming year. By asking general questions about potential strengths, weaknesses, opportunities, and threats in the coming year to various sectors of the real estate markets, we gather a tremendous amount of input on what's in store. We expected comments relating to the instability and unpredictability surrounding any administration change. But this year there seems to be a tremendous amount of optimism about the real estate market in the coming year and most of the excitement was around some general opportunities:

  • Strong Market Conditions & Stable Home Price Appreciation
  • Pent-up demand in the upper-end
  • Buyer urgency - National forecasts are for mortgage interest rates to gradually increase to between 4.5%-5.0% by year end.
  • Preferable regulatory environment
  • NAR predicts more first time buyers and that millennials will finally get into the market.
  • We at Ruhl&Ruhl Realtors are budgeting for sales to be up over last year … and last year was our best in our 154 year history!


Pent-up demand in the upper-end

Some of the proposed tax reform by our new administration is anticipated to stimulate the upper-end market. Many people are also expecting an increase in activity in the upper price ranges due to the inflow of people who were sidelined in 2016 due to the uncertainty of the election.


Buyer urgency - National forecasts are for mortgage interest rates to gradually increase to between 4.5%-5.0% by year end.

Housing activity has been strong in January, with inventory moving at a faster rate as demand continues to outpace supply. "We saw evidence of a stronger than normal off-season starting last September and October due to pent-up demand and surging interest from first-time buyers," says realtor.com Chief Economist Jonathan Smoke. "Since the election, demand seems to have intensified, potentially as a reaction to mortgage rates rapidly moving higher. The threat of rates approaching multi-year highs in the months ahead is creating a sense of urgency. The downside to this strong off-season is that we have started 2017 with a new low volume of available homes for sale and a new high for prices."


Preferable regulatory environment

Everyone seeking regulatory reform has high expectations. The incoming administration is champing at the bit, but we all have been around long enough to see reality set in and things not happen as fast as a new regime hopes or promises.

  • Proposed changes to 1031 exchanges
  • Proposals to drop the mortgage interest deduction on second homes and/or for individuals/families with "high" incomes).
  • "The Choice Act," an amalgamation of several bills -- including our "Mortgage Choice Act" -- that tweak Dodd-Frank
  • Flood Insurance looks like it will be getting attention, not only because of various crisis situations and expired coverage, but also because we see NAR bringing this up as a priority in key meetings.
  • NAR is pushing for passage of a "Regulatory Accountability Act" (H.R. 5) and the "Regulations from the Executive in Need of Reform Act" (REINS).
  • Efforts to rein in the CFPB are on many industries' agendas, including ours.
  • Some CPFB fixes are included in the Choice Act, but some would prefer to get court rulings first to establish these issues for all current and future agencies.


NAR predicts more first time buyers and that millennials will finally get into the market.

Urgency for Sellers Real estate is not only about location. Most of the time it's also about timing. Our current market conditions present great opportunity. Most of the time our market conditions either favor buyers or sellers, but not both. When it's a strong market and there are a lot of buyers in the market, it's generally a good time for sellers because they can get top dollar for their property in a shorter amount of time. So, low inventory (supply) and high demand means a sellers market. This is the case when we have less than four months of inventory - or at the current rate of sales, it would take four months or less for the market to absorb all the properties that are for sale. On the flip side, when there are a lot of properties for sale and fewer buyers in the market, buyers will find them in a stronger position because they have a lot of properties to choose from and sellers compete for those buyers - generally on price. Most people think it's best to wait until spring to list their property, because there will be more buyers at that time. It's true that there is greater demand in the spring and more properties will sell in the spring than in the winter months. However, this reasoning does not take into account the number of other sellers who are also competing for those same buyers. Supply and demand has a huge impact on real estate values, sellers need to take this into account in order to put themselves in the best position to get top dollar for their property.

Quad Cities
Dubuque
Iowa City
Cedar Rapids

Ruhl&Ruhl Realtors Celebrates Best Year Ever!

Monday, February 20, 2017

Ruhl&Ruhl Realtors celebrated a strong 2016, with company sales volume of $844,644,683, making 2016 their best year ever. In addition, Ruhl Mortgage closed $148,531,635 in loan volume. "It takes a great team working together to provide our clients their best real estate experiences ever! Thank you for your caring service." Ruhl told her team.

Chris Beason, Broker/Owner, and Caroline Ruhl, President, honored 203 award winners for their 2016 achievements at the Waterfront Convention Center on January 27, 2017. Over 300 agents, staff and affiliated business partners cheered on their co-workers. Top awards were awarded to:

  • Top Excellence in Service Award: Hannah Dolash, Clinton Office
  • Top Associate of the Year: Kurt Johnson, Bettendorf Office
  • Top Team of the Year: Nelson- Woods Real Estate Team, Bettendorf Office
  • Extraordinary Production Award: Gary Williams, Moline Office
  • New Associate of the Year: Adam Edstrom, DeWitt Office
  • Top Associate of the Year - Farm & Land: Eric Schlutz, Muscatine Office
  • Top Ruhl Mortgage Associate of the Year: Kyle Robinson, Davenport Office
  • Top Nelson Brothers Associate of the Year: Kurt Johnson, Bettendorf
  • Employee of the Year: Matt Schwind, Manager, Bettendorf Office
  • Top Community Involvement of the Year: Emilie Walsh, Iowa City Office


There is a complete list of all award winners on
Ruhl&Ruhl Realtors' website at www.RuhlHomes.com/News.


Hannah Dolash
Top Excellence in Service

Kurt Johnson
Top Associate of the Year
Top Nelson Brothers Associate

Nelson - Woods Team
Top Team of the Year

Gary Williams
Extraordinary Production

Adam Edstrom
Top New Associate of the Year

Eric Schlutz
Top Associate, Farm & Land

Kyle Robinson
Top Ruhl Mortgage Associate

Matt Schwind
Employee of the Year

Emilie Walsh
Top Community Involvement

Ruhl&Ruhl Realtors 2016 Results
Ruhl shared with her team the company's results in 2016:

  1. Number of Properties Sold -Ruhl&Ruhl Realtors sold 5,276 properties in 2016, as either listing agent or selling agent.
  1. Residential Sales Volume - Ruhl's sales volume in 2016 was $844,644,683.
  1. Revenue - Revenue in a real estate company is primarily gross commission income (GCI). Ruhl's 2016 GCI was $25,187,679, or 2.1% up from 2015 revenue.
  1. New Listings Taken - Ruhl&Ruhl Realtors listed 3,152 properties for sale in 2016.
  1. Nationally Ranked Per Agent Productivity -On average our agents closed 17.8 transactions in 2016. This is the highest per agent productivity for a large broker in the region.
  1. Great Agents and Staff - We ended 2016 with 296 residential agents. In addition, 57 employees work for the company.
  1. Ruhl Mortgage - Ruhl Mortgage closed $148,531,635 in loan volume, which was generated by 849 loans. 80.6% were purchase loans and 19.4% were refinances.
  1. New Construction Sales Volume - Ruhl&Ruhl agents sold 239 new construction homes or condos in 2016. The average sales price was $378,804, up from $359,788, resulting in sales volume of $90,534,115.
  1. Insurance Referrals Sold - Ruhl agents referred clients resulting in 438 policies being sold by the Nelson Brothers Agency, Ruhl&Ruhl Realtors' affiliated insurance company.

Regional Forecast for 2017
Ruhl told her team she expects buyer confidence to drive the market for 2017 with a surge in first-time homebuyers, especially millennials.

"At Ruhl&Ruhl Realtors we saw our first time home buyers grow from 22% of all buyers in 2015 to 26% of all buyers in 2016," she said. "Hopefully, with rising interest rates and an improving job market we will get this big pool of potential buyers off the fence and into home ownership."

We expect softer growth in 2017 than in 2016 partly due to the projected increase in mortgage rates. According to Real Estate Economy Watch, "We will likely see volatility in mortgage rates over the next few months… our forecast is for the 30-year fixed rate to rise above 4.5% by year's end."

As of January 26, 2017 mortgage rates with no points were:
15-year Conventional Fixed...........3.500%
30-year Conventional Fixed...........4.125%
FHA/VA 30-year Fixed.....................4.000%
5/1 ARM...........................................3.250%

There's a lot that buyers can do to mitigate the effects of rising rates, including looking for lower-priced homes, putting more money down, using a different loan product such as an ARM (Adjustable Rate Mortgage), paying points, and so on.

Ruhl predicts homes will continue to appreciate from 1%-3%/year in the region, varying by market and price range.

Overall we expect a more "normal" market in 2017. Affordable inventory will continue to be in strong demand.


A family-owned company since 1862, Ruhl&Ruhl Realtors has grown to 299 sales associates, 57 employees and ten offices, selling more than 5,200 homes in eastern Iowa, western Illinois and southwest Wisconsin. The company has residential sales offices in Bettendorf, Burlington, Cedar Rapids, Clinton, Davenport, DeWitt, Dubuque, Iowa City, Maquoketa, Muscatine, Iowa; and in Moline, Illinois. In addition to residential sales, the company offers services in relocation, property management, real estate investments, new home sales, land development, farm and land sales, senior services, home vendor services, insurance services through the Nelson Brothers Agency, mortgage services through Ruhl Mortgage, and commercial services through NAI Ruhl Commercial Company. For more information on Ruhl&Ruhl Realtors, visit their websites at www.RuhlHomes.com and www.RuhlLand.com



Blog Home

Blog Archive

  1. 2018 (6)
    1. SEP (2)
      1. Free Landowners Seminar
      2. Scammers are tricking people out of enormous payments as they're about to close on a house
    2. AUG (1)
      1. Move From the Life You Have to the Life of Your Dreams
    3. JUL (3)
      1. First Time Home Buyers: Need v Want
      2. A Tale of Two Markets
      3. Home Price Appreciation is Strong and Stable in our Region
  2. 2017 (53)
    1. DEC (1)
      1. The Cost of NOT Owning Your Home
    2. NOV (6)
      1. Your Friends Are Crazy Wrong If They're Telling You Not To Buy
      2. 3 Low-Cost Ways to Fix Leaky Windows
      3. Thankful for You
      4. 6 Steps to Prep Your Home for Guests
      5. NAR Confidence Index Survey
      6. Five Tips to Prep Your Home for Winter
    3. OCT (7)
      1. Renting or buying... either way you're paying for someone's mortgage!
      2. Toys For Tots
      3. Why a Pre-Inspection Saves You Time and Money
      4. What to Look for in Your Real Estate Team
      5. Fall 2017 QCBR Parade of Homes
      6. Iowa Cropland Values Up in Last Year
      7. 5 Costs to Consider When Buying a Home
    4. SEP (4)
      1. Why Are So Few Homes for Sale?
      2. 5 Reasons to Sell This Fall
      3. Tight Inventory Continues to Lead to Increases in Home Price Appreciation
      4. FSBOs Don’t Save Real Estate Commission
    5. AUG (6)
      1. Homeowner’s Net Worth Is Still Greater Than a Renter’s
      2. 5 Things to Look for in Your First Home
      3. Condo Sales Set the Pace in New Construction Market
      4. Eight Things Homesellers Risk When They For Sale By Owner
      5. Record Breaking Sales and Home Prices Appreciating
      6. Happy 40th Anniversary Roni!
    6. JUL (3)
      1. Homesnap: Your New Mobile Resource
      2. NAI Ruhl Commercial - Property Management Report
      3. Buying a Home: Wants vs Needs
    7. JUN (8)
      1. NAI Ruhl Commercial - MultiFamily and Investments Report
      2. Tips for Preparing for Homeownership
      3. NAI Ruhl Commercial - Industrial Report
      4. 5 Reasons Homeownership is a Good Financial Investment
      5. NAI Ruhl Commercial - Office Report
      6. Lack of Listings Slowing Down the Market
      7. NAI Ruhl Commercial - Retail Report
      8. What's Holding Millennials Back from Buying?
    8. MAY (8)
      1. Five Reasons Iowa is SO Much Better than New York City
      2. Iowa Cropland Values Up in Last Six Months
      3. Ruhl 2017 Blood Drive
      4. First-Time Homebuyers Savings Program and What it Means for You
      5. Ruhl&Ruhl Realtors Opens Office in Galena
      6. Regional New Homes Market off to a Good Start in 2017
      7. Luxurious Apartment Living with a View
      8. The Quad Cities Experiences the Largest One-Year Gain in Region
    9. APR (4)
      1. Six Reasons We Should Stop Celebrating Numbers and Start Championing Service
      2. Best Time to Sell Ever
      3. Spring 2017 QCBR Parade of Homes
      4. Ruhl&Ruhl Realtors Ranks as Iowa’s Largest Privately-Owned Real Estate Company
    10. MAR (2)
      1. Iowa Cropland Values Up in Last Six Months
      2. The Quad Cities Experiences the Largest One-Year Gain in Region
    11. FEB (3)
      1. Knowledge is Power
      2. Optimism & Opportunities
      3. Ruhl&Ruhl Realtors Celebrates Best Year Ever!
    12. JAN (1)
      1. 8 Home Improvement Skills to Master Before Moving In
  3. 2016 (66)
    1. DEC (5)
      1. Don't Wait! Move Up to the Home You Always Wanted
      2. Baby Boomers Finding Freedom in Retirement
      3. Ruhl Gives Back for the Holidays
      4. Buying is Now 37.7% Cheaper than Renting in the U.S.
      5. Why Getting Pre-Approved Should Be Your First Step
    2. NOV (7)
      1. 5 Reasons to Hire a Ruhl&Ruhl Realtor
      2. High Demand for Affordable Housing
      3. Tales from the Empty Nest
      4. New Homes Market Steadies Regionally
      5. Community Partnership Sets Goal to Revitalize South of Six
      6. Think All Millennials Live in Their Parent's Basement? Think Again!
      7. 2016 In Review
    3. OCT (7)
      1. Preview: What to Expect in 2017
      2. Your Home Buying Wish List
      3. Regional Cities Offer Homeowner Discounts
      4. 5 Reasons To Use a Realtor
      5. Who is Ruhl&Ruhl Realtors?
      6. How Supply & Demand Impacts the Real Estate Market
      7. Land Values Decrease in Iowa
    4. SEP (7)
      1. The Future of Real Estate
      2. Our Corridor Offices Ruhl at Excellence in Service!
      3. The Time to Sell is NOW!
      4. Start the Mortgage Process Today
      5. Energy Efficiency and You
      6. Fall 2016 QCBR Parade of Homes
      7. Our Quad City Offices Ruhl at Excellence in Service!
    5. AUG (8)
      1. Real Estate In Iowa and the Quad Cities Area Shifting to Attract a Younger Generation
      2. Ruhl Agents Care About Community Schools
      3. Why Invest In Land
      4. Staycation in Newbo
      5. Ruhl Markets GREAT for First-Time Homebuyers
      6. Three Ways the Internet Can Make the Home Buying Process Easier
      7. Home Sales Brisk and Prices Appreciating
      8. Six fixes to make buyers say WOW
    6. JUL (8)
      1. Thank You
      2. 10 Ways to Improve Your Credit Score
      3. Why We Started
      4. Whitey’s Ice Cream: A Quad Cities Tradition since 1933
      5. Is Buying Right For You?
      6. Hooah Quad Cities' Resources for Veterans
      7. 5 Real Estate Podcasts You HAVE to Listen To
      8. Four Things You Should Do This Fourth of July
    7. JUN (8)
      1. 10 Reasons You Should Never Buy or Sell Without an Agent
      2. Changing Lives One Veteran At a Time
      3. Help Us Honor the Military
      4. Father’s Day Traditions At Ruhl&Ruhl
      5. Dubuque Office Hosts Annual Charity Kickball Tournament
      6. Using Ruhl Technology to Buy Your First-Home
      7. Ruhl Blood Drive Wrap-Up
      8. Strong National First Quarter Home Appreciation Reflected Right Here at Home
    8. MAY (9)
      1. Ruhl Blood Drive
      2. Five Tips for the First-Time Homebuyer
      3. Five Things to Love About the New mobileRUHL
      4. Iowa High School Graduation Rates are Up
      5. Great Time to Sell Your Home in Our Region
      6. Neighborhood Features that Devalue Your Home
      7. Limited Inventory for First-Time Home Buyers
      8. Tips for Your Next Home Project
      9. Home Improvement for Your Health
    9. APR (3)
      1. A Personal Touch for Children in Need
      2. Ruhl&Ruhl Realtors Ranks as Iowa’s Largest Privately-Owned Company
      3. Linking IN
    10. MAR (2)
      1. Ruhl&Ruhl REALTORS® Receives Five Star Award at Cartus Broker Network International Conference
      2. Recent Stock Market Volatility Highlights the Safety and Effectiveness of Investing in Local Real Estate
    11. JAN (2)
      1. Ruhlhomes.com – A new Look for the New Year!
      2. The Truth about Selling your Home this Winter
  4. 2015 (24)
    1. DEC (2)
      1. Homes Values Appreciate Between 3.10% and 9.14% over the Last Five Years in Eastern Iowa and Western Illinois
      2. Don’t Let the Cold Get you – Winterize your Vacant Home
    2. NOV (1)
      1. 3rd Quarter Sales Dip Wipes out Earlier Gains
    3. OCT (2)
      1. Karl Larsen Awarded Iowa City Newcomer of the Year
      2. New National Mortgage Process May Slow Real Estate Transactions
    4. JUL (2)
      1. Illinois Quad Cities Housing Market is up 27%
      2. Let's Kick Poverty so Everyone gets Home!
    5. JUN (4)
      1. Realtors Roll up their Sleeves to Save Lives
      2. Caroline Ruhl named 2015 Laureate of the Quad Cities Business Hall of Fame.
      3. Ruhl&Ruhl Realtors Awarded Coolest Places to Work
      4. Set the Stage for Success with these Home Staging Tips!
    6. APR (3)
      1. Strong Spring Market is Heating Up!
      2. We Walk The Extra Mile So They Can
      3. 2015 QCBR Spring Parade of Homes
    7. MAR (1)
      1. Early March is a Great Time to Put Your House on the Market
    8. FEB (3)
      1. New Construction Inventory Picking Up
      2. Ruhl&Ruhl Realtors Celebrates Strong Results!
      3. 2015 Will Be a Good Year for Home Sales
    9. JAN (6)
      1. Burlington, Iowa
      2. FHA Reduces Annual Insurance Premiums
      3. The Truth about Selling your Home this Winter
      4. North Liberty, Iowa
      5. House Prices Continue Appreciating
      6. New Services Provide Options for Land Brokerage
  5. 2014 (65)
    1. DEC (8)
      1. Ruhl&Ruhl Realtors Awarded for Exceptional Customer Service
      2. Are you Ready to Buy your First Home?
      3. Newbo is Growing
      4. Volunteering Hits Home
      5. Ruhl&Ruhl Property Management Voted Number One in Quad Cities; Ruhl Ranks in Other Categories
      6. Celebrating the Life and Legacy of Chuck Ruhl
      7. Harry Blewett Awarded Dubuque Realtor of the Year!
      8. Ruhl Mortgage Partners with Quad City Bank & Trust
    2. NOV (3)
      1. How to Host a Stress-Free Thanksgiving
      2. Ruhl&Ruhl Agents Pursue Mastery
      3. Markets Steadily Improving
    3. OCT (10)
      1. Don’t Let the Cold Get you – Winterize your Vacant Home
      2. Toys for Tots Collection Drive
      3. Quad Cities Real Estate Update: Local Market is Up
      4. Cedar Rapids Real Estate Fall Update: Regional Markets Improving
      5. Iowa Top Workplaces include Ruhl&Ruhl Realtors
      6. Home Staging Tips for Fall
      7. Drive-In Movie Theater in Blue Grass, Iowa
      8. Real Estate in Blue Grass, Iowa
      9. Geneseo Go-Giver
      10. Two Rivers YMCA Sneaker Ball Keeps Kids Running
    4. SEP (10)
      1. Ruhl&Ruhl Realtors Sponsors Quad City Marathon
      2. Blue Grass, Iowa
      3. Eric Schlutz Elected President of Realtors Land Institute
      4. The Location ‘Ruhls’ at Newbo, Cedar Rapids
      5. 2014 QCBR Fall Parade of Homes
      6. Rick Hernandez has a Growing Family
      7. The Scenic Village of Thomson
      8. Iowa City Region's Home Prices Appreciating
      9. The Melon Capital of the World - Thomson
      10. Featured Community: Thomson, Illinois
    5. AUG (6)
      1. Home Prices Appreciating in the Cedar Rapids Region
      2. Moving is Tough - Make it Easier!
      3. Excellence in Education in Geneseo
      4. Housing Market Stabilizing in Cedar Rapids
      5. Zillow
      6. Dwindling Condo Sales Stall New Construction Market
    6. JUL (4)
      1. Mobile Technology has made Life Easier
      2. 30 Open Houses in 30 Days
      3. House Hunting in the Palm of your Hand
      4. Ruhl&Ruhl is more than Real Estate
    7. JUN (3)
      1. Ruhl&Ruhl Realtors Opens Office in NewBo
      2. Race for A Life
      3. Support Quad City Area Children, with Flowers!
    8. MAY (5)
      1. Can St. Joseph Sell your Home?  
      2. Spring New Construction Update: New Home Sales Show Modest Increase Under Harsh Conditions
      3. Thinking about Renting Out Your Home?
      4. Spring Real Estate Update: Home Prices Rising in Our Markets
      5. The Five Biggest Turn-offs For Homebuyers
    9. APR (4)
      1. Ruhl&Ruhl Realtors Ranked Iowa’s Largest Privately Owned Real Estate Company
      2. 2014 QCBR Spring Parade of Homes
      3. Iowa Farmland Value Decreases, but Demand Stays Strong
      4. Now is the Time to Buy
    10. MAR (3)
      1. Going for Gold
      2. Get Silly, Outside for St. Patrick’s
      3. 4 Reasons to Sell Now
    11. FEB (5)
      1. New Rule in Mortgage Lending
      2. Ruhl&Ruhl Realtors Ranked #1 in Customer Service
      3. Bruce Braley Speaks with Ruhl&Ruhl Realtors on Dubuque Tax Credit
      4. Home Improvements to do Before Spring
      5. Ruhl&Ruhl Realtors Congratulates 2013 Award Winners
    12. JAN (4)
      1. You Might Find this Pin-teresting!
      2. Consider Cost Not Just Price
      3. Ruhl&Ruhl Realtors Agents Receive Recognition from Midwest Five Star Real Estate Agent Program
      4. 7 Quick Tips For A Kid-Friendly, Less Stress Move
  6. 2013 (44)
    1. DEC (7)
      1. 8 Reasons to List or Extend your Listing During the Holidays
      2. Santa's Secret
      3. Flood Insurance Rates May Rise for Homeowners
      4. Should You Buy that Fixer-Upper?
      5. New Commercial Real Estate Company Opens in Quad Cities!
      6. Home Prices Continue to Rise in Local Markets
      7. Ruhl&Ruhl Realtor’s is more than Real Estate – We’re Family!
    2. NOV (4)
      1. Ruhl&Ruhl Realtors Announced Top Real Estate Company by Community
      2. Ruhl&Ruhl Sponsors Toy Tree at the 2013 Festival of Trees
      3. Travis Hiatt Elected Secretary/Treasurer for Iowa City Area Association of Realtors
      4. Emilie Blindt Awarded “Newcomer of the Year” by the Iowa City Area Association of Realtors
    3. OCT (2)
      1. RuhlHomes.com Ranked #5 Website in Nation
      2. Congratulations to Sam Rollins
    4. SEP (3)
      1. Ruhl&Ruhl Announced as Iowa Top Workplace
      2. Kristin Mayo Receives Community Betterment Grant
      3. Dubuque Iowa Listed Within Top 10 Great Cities
    5. AUG (4)
      1. 2013 QCBR Fall Parade of Homes
      2. Sharon Tahere Nominated for Good Neighbor Award
      3. Ruhl Mortgage – New Name for Local Mortgage Company
      4. Quad Cities at Lowest Housing Inventory since 2000
    6. JUL (2)
      1. Blue Skies Ahead in our Local Real Estate Markets
      2. What If I Don’t Currently Qualify For a New Mortgage
    7. MAY (2)
      1. Home Prices Steadily Rising in our Local Markets
      2. Ruhl Premier Access – FREE Super Suite of Tools
    8. APR (8)
      1. Ruhl&Ruhl REALTORS presents the Big Brothers Big Sisters Annual Plant Sale
      2. Ruhl&Ruhl hits 300!
      3. Revision of FHA Mortgage Policies
      4. Caroline Ruhl Inspired by New Strategies and Networking at the Cartus Broker Network International Conference
      5. Catch a Buyers’ Eye – Top Rated Exterior Improvement Projects
      6. 2013 QCBR Spring Parade of Homes
      7. Ruhl&Ruhl REALTORS Ranked Iowa’s Largest Privately Owned Real Estate Company
      8. The TRUTH about How Real Estate Agents Get Paid
    9. MAR (2)
      1. User Guide - Mobile Real Estate Solution
      2. Quad Cities at Lowest Housing Inventory since 2001
    10. FEB (5)
      1. Home Prices Steady in our Markets
      2. The Best Industry to work in? Real Estate!
      3. From Residential Investments to Real Estate Wealth
      4. New Home Sales Rebound in 2012
      5. Ruhl&Ruhl has launched its brand new app mobileRuhl!
    11. JAN (5)
      1. Ruhl&Ruhl Stays Hot Leading the Real Estate Market Again!
      2. Davenport NOW Tax Incentive Extended
      3. Ruhl&Ruhl Leads Quad Cities Real Estate Market
      4. Despite Old Man Winter, Cedar Rapids Real Estate Market Warming
      5. Matt Schwind Recognized as Iowa Realtor of the Year
  7. 2012 (38)
    1. DEC (2)
      1. Ruhl and Ruhl Selected as a SIRVA Relocation Preferred Broker
      2. Make your move- 8 Money Saving Moving Tips
    2. NOV (2)
      1. Black Friday Survival Guide
      2. Is It Time to Invest in a Rental Property?
    3. OCT (1)
      1. Iowa Farmland Increased 18.5% in Value
    4. SEP (2)
      1. 5 Reasons to Sell Now
      2. Ruhl&Ruhl REALTORS Participates in 2012 Fall Parade of Homes
    5. AUG (5)
      1. Ruhl&Ruhl REALTORS Participates in the Student Hunger Corporate Challenge
      2. Ruhl&Ruhl REALTORS Participates in the United Way Day of Caring
      3. Why wait? Davenport Real Estate NOW!
      4. Ruhl&Ruhl Realtors Celebrates Success for First Half of 2012
      5. Is There a 3.8% Sales Tax on Homes in the Health Bill?
    6. JUL (4)
      1. Quad Cities Housing Market Recovery Charging Ahead
      2. Loan Officer Receives Community Grant
      3. Should You Wait to Sell??
      4. Ruhl&Ruhl Realtors Moves into New, High-Tech Office
    7. JUN (2)
      1. Sizzle vs. Steak or Sizzle AND Steak?
      2. The Emotion Driving the Housing Recovery
    8. MAY (2)
      1. New Manager Joins Ruhl&Ruhl REALTORS in Cedar Rapids
      2. Proper Planning for Your Mortgage Application
    9. APR (5)
      1. Ruhl&Ruhl Participates in 2012 Spring Parade of Homes
      2. Ruhl&Ruhl REALTORS Ranked Iowa’s Largest Privately Owned Real Estate Company
      3. What It Means To Be an ‘EXPERT’ in Real Estate
      4. Ruhl&Ruhl REALTORS Supports the Big Brothers Big Sisters Annual Plant Sale
      5. FHA Mortgage Insurance Changes Coming April 9th
    10. MAR (4)
      1. Ruhl&Ruhl Hosts 2 FREE Career Seminars
      2. Buying a Home? The COST Is More Important Than the PRICE
      3. House Sales in the U.S.
      4. Home Prices Continue to be Strong in our Markets
    11. FEB (5)
      1. 1862 Mortgage Offers Home Affordable Refinance Program
      2. Is It Time for Young Families to Buy a Home?
      3. Where Are Rents Headed?
      4. New Construction Inventory Falling
      5. Ruhl&Ruhl REALTORS Celebrates Sales Growth in 2011
    12. JAN (4)
      1. Iowa housing market stable
      2. America’s Top 10 States For Business in 2011
      3. Funds Available for Military Homebuyers in Illinois
      4. Comparing Real Estate To Other Investments
  8. 2011 (79)
    1. DEC (4)
      1. One in Five Baby Boomers Gifting or Loaning Money to Children or Grandchildren to Help Buy Homes
      2. “As A Home Seller, Why Should You Care About Involving A LENDER In The Home Selling Equation?”
      3. The Need for a True Real Estate Professional
      4. Home Prices Strong in our Markets
    2. NOV (6)
      1. How Much Should You Put Down?
      2. Is There a 3.8% Tax on Homes in the Health Bill?
      3. Americans Still Believe in the Value of Homeownership
      4. Is the Real Estate Market a Good Return on Investment?
      5. What If I Don’t Currently Qualify For a New Mortgage?
      6. Top 10 Tips for First-Time Homebuyers
    3. OCT (7)
      1. Was it Worth Waiting?
      2. $3,500 in Down Payment Assistance is now available for Qualified Iowa Home Buyers
      3. Ruhl&Ruhl Supports the Dubuque Museum of Art
      4. New Manager Joins Ruhl&Ruhl REALTORS in
      5. New Manager Joins Ruhl&Ruhl REALTORS in Moline Office
      6. Short Sale vs. Foreclosure: A Short Sale Always Wins
      7. Ruhl&Ruhl Named for Having One of the Most Colorful Trees in the QC
    4. SEP (6)
      1. America’s Top 10 States For Business in 2011
      2. Home Sales: Investors Are About to Return
      3. Cleaning Up the Negative Media on Housing
      4. Ruhl&Ruhl Participates in 2011 Fall Parade of Homes
      5. Increasing Demand Increases Value of Farmland
      6. Short Sales: Has Their Time Finally Arrived?
    5. AUG (6)
      1. Ruhl&Ruhl Selected as a Prudential Preferred Broker
      2. Home Prices Stable in Our Markets
      3. Ruhl&Ruhl Expands to Offer Consulting, Asset Management & Multi-Family Brokerage
      4. Ruhl&Ruhl REALTORS Announces New Burlington Office
      5. It’s Time to Buy (or Refinance)
      6. More Disclosures on the Way to “Help” the Consumer
    6. JUL (5)
      1. Ruhl&Ruhl Congratulates Rock Island Arsenal for Best Overall Chapter Award
      2. Why Do People Actually Buy a Home?
      3. 5 Real Estate Headlines You’ll See in the Next Six Months
      4. Ruhl&Ruhl REALTOR Assists with the Sale of Cedar Rapids Church
      5. Top 5 Real Estate Headlines in the 1st Half of 2011
    7. JUN (9)
      1. Ruhl&Ruhl REALTORS Sponsors THE Quad City Marathon
      2. A Window of Opportunity for House Sellers
      3. Will Falling Values Lead to More Strategic Defaults?
      4. Ruhl&Ruhl REALTORS to Host FREE Career Seminar
      5. Fixed-rate Mortgages Fall to 6-Month Lows
      6. Mortgage Insurance Cancellation: The Myths and Realities
      7. How To Make An Offer that Will Be Accepted
      8. Should You Rent or Buy in this Market?
      9. Why You Need a True Professional to Sell Your Home
    8. MAY (7)
      1. Appraisals: Why You Must Now Sell Your House Twice
      2. Is a Short Sale or a Foreclosure My Best Option?
      3. 5 Reasons You Should Consider Selling Now
      4. Even the Naysayers Are Saying To Buy Now!
      5. Almost 14,000 Houses Sold Yesterday
      6. A Bull Market in Rental Housing
      7. RUHL&RUHL REALTORS Sales Professionals Earn Affinity Specialist From Cartus Broker Services
    9. APR (9)
      1. 11 Cities Where Homes Sell the Fastest – Iowa City, IA Made the List!
      2. Foreclosures: Bringing Clarity to the Confusion
      3. Ruhl&Ruhl REALTORS Sponsor of Schmooza Palooza
      4. Ruhl&Ruhl REALTORS Ranked Iowa’s Largest Privately Owned Real Estate Company
      5. NEWSFLASH: There Is NO Inventory!!!
      6. Fannie Mae Announces 3.5% Buyer Assistance on REO Properties
      7. Real Estate and Financing Are PERSONAL
      8. 2011 Spring Parade of Homes
      9. What is a QR code? And what does it do?
    10. MAR (10)
      1. Real Estate: GOLDen Opportunity of This Decade
      2. Iowa Farmland Increased 25.4% in Value
      3. Distressed Sales: State by State
      4. Military Homebuyer Tax Credits Still Available!
      5. 10 Reasons People Decide to Buy a Home
      6. If Prices Are Falling, Why Are the Rich Buying?
      7. Ruhl&Ruhl REALTORS Partners with Nelson Brothers Insurance
      8. 7 Tips for Short Sale Success
      9. For Buyers: The Financial Opportunity of a Lifetime?
      10. If Your Goal Is to Buy Low, Buy Now!
    11. FEB (5)
      1. First-Time Homebuyer Tax Credit Repayment
      2. Selling Your House? 5 Reasons To Do It NOW!
      3. Does It Make Sense To Buy a Home?
      4. Where Are Housing Prices Headed?
      5. Trending Up in 2011
    12. JAN (5)
      1. Housing Market in Q-C ‘bubbling’
      2. Experts on Real Estate
      3. Rental Prices Jump 11.6 Percent in 2010
      4. 3 Questions You Must Answer Before Buying a Home
      5. Do Neighborhood Watch Groups Cut Crime and Insurance Costs?
  9. 2010 (38)
    1. DEC (6)
      1. 5/1 ARM Offers Best of Price and Stability
      2. Foreclosures Decreasing: Exploring the Short Sale Option
      3. Millennium Did Not Crash the Housing Market, What a Great Decade!
      4. Real Estate a Great Investment in Our Region
      5. Myths: The Earth Is Flat and Newspapers Sell Houses
      6. 5 Holiday Hosting Disasters and How to Avoid Them
    2. NOV (5)
      1. Buying a Home Now Is a No-Brainer
      2. Robson Homes Now Building at Prairie Heights in Davenport
      3. Scott County New Home Sales Grow in 2010
      4. Protect Our Property Values: Short Sales Better Than Foreclosures
      5. Should You Move or Improve?
    3. OCT (3)
      1. Best Time to Buy? Bottom of a Recession!
      2. Why wait? Davenport NOW!
      3. DIY Home Energy Audit in 6 Easy Steps
    4. SEP (6)
      1. Home Prices Up in Our Markets
      2. Best Chance to Sell Your Home the First 5 Days on the Market
      3. Understanding Real Estate Representation
      4. How to Assess the Real Cost of a Fixer-Upper
      5. Pending Home Sales on the Rise
      6. Ruhl&Ruhl REALTORS Participates in Student Hunger Drive
    5. AUG (2)
      1. Health Care Bill Includes New “Real Estate Transfer Tax”
      2. Ruhl&Ruhl REALTORS Announces New Cedar Rapids Office
    6. JUL (2)
      1. Mike Wendt Assumes Role as Ruhl&Ruhl General Sales Manager
      2. Tax Credit Deadline Extended
    7. JUN (2)
      1. Ruhl&Ruhl REALTORS Critiqued by Peers
      2. Head Shave for Hospice
    8. MAY (2)
      1. Ruhl&Ruhl to Host Military Financing Seminar
      2. Post-Tax Credit Buyers May Save Money
    9. APR (3)
      1. Ruhl&Ruhl Outsells Mel Foster Company
      2. A Strong Start to the New Year - Scott & Rock Island Counties New Construction Report
      3. North Liberty Dominates Iowa City Area New Construction
    10. MAR (2)
      1. Ruhl&Ruhl Receives Five Star Circle of Excellence Award at Cartus Broker Network International Conference
      2. Q-C's new homes market shows signs of growth
    11. FEB (2)
      1. New Manager Joins Ruhl&Ruhl REALTORS in Maquoketa and DeWitt
      2. Sales Growth in 2009
    12. JAN (3)
      1. Fifth Generation Joins Ruhl&Ruhl REALTORS
      2. Q-C home sales show strength
      3. New Construction Markets Stabilizing
  10. 2009 (35)
    1. DEC (3)
      1. New Construction Coming Back to Life
      2. Ruhl&Ruhl REALTORS Wins Primacy Relocation Recognition
      3. Homebuyer Tax Credit FAQ
    2. NOV (4)
      1. How to score an offer
      2. Obama Signs Extended Tax Credit into Law
      3. Congress Passes Homebuyer Tax Credit
      4. Choosing an Agent
    3. OCT (7)
      1. Region’s 3rd Quarter Housing Market
      2. The New Construction Market
      3. TOP TEN REASONS TO BUY A NEW HOME NOW!
      4. Thinking of a Career in Real Estate? Think Ruhl&Ruhl!
      5. Mobile Applications link buyers, agents
      6. Everything You Need To Know About the First Time Home Buyer $8,000 Tax Credit
      7. September Brings a Continued Real Estate Upswing in our Markets
    4. SEP (6)
      1. Finding or Selling Your Home while using Social Media
      2. Ruhl&Ruhl REALTORS Celebrates Grand Opening of New Muscatine Office
      3. MobileRuhl
      4. 1862 Mortgage
      5. Plan your own Open House Tour!
      6. RuhlHomes.com: Totally New Website with New look, Improved Function
    5. JUL (1)
      1. Mobile Ruhl: Search Listings on Your Cell Phone
    6. JUN (3)
      1. Federal tax credit continues to draw new home buyers
      2. Davenport, IA Passes Tax-Rebate Program: Davenport NOW
      3. Ruhl&Ruhl REALTORS Announces New Office in Muscatine
    7. MAY (3)
      1. Q-C housing sales rebound
      2. Quad City Home Sales Bright Spot in Country
      3. RuhlHomes.com Website Visits, April 2008 to April 2009
    8. APR (5)
      1. Iowa Finance Authority: Military Service Member Homeownership Assistance
      2. REOHome Program from Iowa Finance Authority
      3. The Real Estate Market Is Back!
      4. Ruhl&Ruhl 100th Largest Broker in Country
      5. Ruhl&Ruhl agents had the best week since July 2007!
    9. MAR (2)
      1. 2009 - First Time Homebuyer Tax Credit - FAQ's
      2. 1862 Mortgage - Finding a loan officer thats right for you.
    10. JAN (1)
      1. Ruhl&Ruhl Celebrates Market Share Gains
  11. 2008 (2)
    1. DEC (2)
      1. Builders Respond to Changing Market
      2. 1862 Mortgage


Sign Up to instantly receive new posts and other announcements!

Submit
Information deemed reliable, but not verified or guaranteed. Not responsible for content found on external links. Users are responsible for checking the accuracy, completeness, and status of all information.
Licensed in IA, IL and WI
American Home Shield

Ruhl & Ruhl Realtors is powered by IDC Global and Datafloat
Real Estate website solutions | Big data and market report products for the real estate industry