Ruhl Blog | Ruhl & Ruhl Realtors

The Future of Real Estate

Thursday, September 29, 2016

The future of real estate is here, and it is awesome! Here at Ruhl&Ruhl Realtors, we pride ourselves in providing our agents and clients with the most up-to-date technologies. Check out some of the ways our agents are keeping up with the fast-paced real estate environment in Dubuque and the Quad Cities!

Jared Althoff, Dubuque

Jared, and many other Dubuque agents, are now utilizing 3D Matterport tours to help sell real estate. These 3D Home Tours in Real Estatetours give potential buyers a virtual look at the inside of the home, and can rule out any potential buyers who are not serious right away. There are many other benefits, like out-of-town or busy buyers have the chance to look at a property without physically being there. Jared had an experience where an out-of-town buyer started paperwork on a listing, only because they were able to see the home virtually! It also encourages sellers to have their home in “tip-top” shape, as the tour is extremely thorough. Jared notes, “a byproduct of doing this tour is the seller is motivated to have their home beautifully staged!” No matter the benefit, these 3D views are a futuristic way to tour the home. View a 3D tour of Jared’s listing here!

Kurt Johnson, Bettendorf

Kurt recently purchased a drone, and has been using it to his advantage in new construction subdivisions. According to Kurt, the images and videos from his drone have helped many potential clients pinpoint the locations of subdivisions like Pigeon Creek and Greyhawk. The Settlement at Pigeon Creek from Ruhl&Ruhl Marketing on Vimeo.

For All Your Real Estate Needs...

Kurt and Jared aren't the only Realtors equipped with the best technology. Every Ruhl&Ruhl Realtor is ready to serve you with the top tools in the business. Thinking of buying or selling real estate? Visit our website at ruhlhomes.com or call us 866.441.1776!

Our Corridor Offices Ruhl at Excellence in Service!

Friday, September 23, 2016

Ruhl&Ruhl Realtors is dedicated to providing service with quality, value and integrity to all of our clients. We are a company where people are the difference. Each quarter, the Excellence in Service Award is earned by agents and offices who show exemplary customer service on returned client surveys. Only agents who receive answers of “excellent” to the question “How well did we serve you” are counted toward this award. Check out what some of our Excellence in Service Winners had to say about what this award means to them. Paul Ellis, Iowa City Office* paul ellis ruhl&ruhlAfter buying his first home out of college, Paul figured that the business of real estate was a great fit for him. Shortly after that, circumstances gave him an opportunity to dive right in! Being a Realtor gives him the flexibility, freedom and opportunities to share his knowledge and expertise with his clients, in whose lives he was able to make a positive impact, while often having fun. Nearly 25 years later, Paul delivers the same passionate service to his clients, many of whom are past and repeat clients from over two decades ago.   Wendi Ingram, Muscatine Officewendi ingram ruhl&ruhl “My character and integrity has always been important to me from a very young age.  I don’t want to let my clients down or tarnish my reputation. I enjoy educating my clients from beginning to end on the home buying and selling process, and it is important to me to see that smile on my clients’ faces, when they are happy with their service.  Too often in today’s world I don’t feel I get good service and I know how disappointed I am when that happens, I don’t want my clients to ever feel that way.”   Cherokee Render and Ann Gavin, Cedar Rapids Office cherokee render & ann gavin ruhl&ruhl“Our favorite part of our profession is how different every day can be.  While there are definitely similarities with every buyer/seller - each and every one is unique, and we get to guide them through the process. We feel it is our mission to handle our buyers and sellers transactions so well they know they do not have to be concerned for anything and they can focus on what they need to - they know we have this under control. This satisfaction of a job well done inspires us to serve with excellence. The tools, resources and support provided by Ruhl allows us to serve our clients in a professional manner AND gives us the time needed to focus on our clients.” Are you ready to buy or sell your home with a Ruhl agent who is committed to excellence in service? Find an agent on our website, or contact our customer service department, who is ready to connect you with an agent at any time! (866) 441-1776. *Lisa Lynes was also recognized for her excellence in service in Iowa City.

The Time to Sell is NOW!

Monday, September 19, 2016

You may have been on the fence about selling all summer, but now is truly the best time to put your home on the market. Keeping Current Matters gives us the top five reasons why you shouldn’t wait to sell your home.
  1. Demand is strong
    1. Buyers are ready, willing and able to purchase, so take advantage of the buyer activity currently in the market!
  2. There is less competition now
    1. In most areas, there are not enough homes for sale to satisfy the number of buyers in that market. However, it won’t stay that way for long!
    2. As builders regain confidence in the market, new construction of single-family homes is projected to increase over the next two years, reaching historic levels by 2017. More inventory means less competition for you!
    3. The choices buyers have will continue to increase. Don’t wait until more inventory of homes comes to market before you sell!
  3. The process will be quicker
    1. As the market continues to strengthen, banks will be inundated with loan inquiries, causing loan closing-time lines to lengthen.
    2. Selling now will make the process quicker & simpler.
  4. There will never be a better time to move upfamily time to sell
    1. If you’ve been considering upgrading into your dream home, now is the time to do it! Prices are expected to appreciate by 5.3% over the next year.
    2. You can also lock-in your 30-year housing expense with an interest rate below 4% right now, as rates are projected to increase in the next 12 months.
  5. It’s time to move on with your life
    1. Only you can decide whether it is worth it to sell now. What are the personal benefits? What are the personal drawbacks? A Ruhl&Ruhl Realtor can help you answer any questions you may have along the way, but ultimately, the decision is up to you.
Bottom Line: As a seller, you are in the driver’s seat right now. It might be time to hit the gas. Inventory of homes for sale is well below historic norms and buyer demand is skyrocketing. The best time to sell something is when supply of that item is low and demand is high. If you are ready to sell your home, we are ready to help. Visit us online at ruhlhomes.com, or contact us at 866-441-1776 to learn more about starting the process.

Start the Mortgage Process Today

Wednesday, September 14, 2016

Unsure of where to start when it comes to the mortgage process? Look no further, because thanks to the Fall Buyer's Guide released by Keeping Current Matters, we have everything you need to know about the ins and outs of a mortgage. Check it out!

You could be closer to buying a home than you think…
Here's what you'll need to qualify for a mortgage!

  • Down Payment mortgage need to know
    • Generally between 5-20% of the purchase price
    • 40% of buyers are putting down less than 10%
    • Many are putting down as little as 3%
  • Stable Income
  • Good Credit History

Steps to Take

  1. Find out your current credit history and score
    1. You don't want to start out with any surprises
  2. Start gathering all of your documentation
    1. Income verification (W-2 forms, tax returns, employment)
    2. Credit History
    3. Assets (bank statements to verify savings)
  3. Contact a professional
    1. To help you develop a spending plan and determine how much you can afford
  4. Consult with your lender to review your income, expenses, and financial goals
    1. To determine the type and amount of mortgage you qualify for
  5. Talk to your lender about applying for a mortgage and getting a pre-approval letter
    1. This letter provides an estimate of what you might be able to borrow (provided your financial status doesn't change)
    2. It demonstrates to home sellers that you are a serious buyer

Bottom Line

Do your research, reach out to the professionals, stick to your budget, and be sure you are ready to take on the financial responsibilities of being a homeowner. Ready to start? Consult a lender today!


Energy Efficiency and You

Thursday, September 08, 2016

We’ve all heard that a green home can save you money, but how many of us have taken the steps to make our houses energy-efficient? Check out these top five tips from RIS Media’s “Ask the Expert” to make your home as green as can be.
  1. Insulation is key: Without proper insulation, a home can lose up to 40 percent of cooled or heated air.
  2. Follow the 4x4 rule: Set your thermostat four degrees higher in the summer and lower in the winter when you’re away from home for more than four hours.
  3. Air filters and vents should not be overlooked: It’s important to change filters regularly to keep your system working efficiently.
  4. Energy-efficient appliances matter: If appliances are more than 10 years old, it may be time to invest in new, energy efficient models.
  5. Small actions add up: Turning lights off when leaving a room and shutting blinds to block summer heat are two simple ways to decrease energy costs.
energy efficiency You can read the expanded article here. You can also view energy-efficient homes for sale, including this beautiful Port Byron home that generates more power than it uses (flyers here and here), on our website, or contact your local Realtor to learn more about making your home more energy-efficient before a sale.


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Blog Archive

  1. 2018 (6)
    1. SEP (2)
      1. Free Landowners Seminar
      2. Scammers are tricking people out of enormous payments as they're about to close on a house
    2. AUG (1)
      1. Move From the Life You Have to the Life of Your Dreams
    3. JUL (3)
      1. First Time Home Buyers: Need v Want
      2. A Tale of Two Markets
      3. Home Price Appreciation is Strong and Stable in our Region
  2. 2017 (53)
    1. DEC (1)
      1. The Cost of NOT Owning Your Home
    2. NOV (6)
      1. Your Friends Are Crazy Wrong If They're Telling You Not To Buy
      2. 3 Low-Cost Ways to Fix Leaky Windows
      3. Thankful for You
      4. 6 Steps to Prep Your Home for Guests
      5. NAR Confidence Index Survey
      6. Five Tips to Prep Your Home for Winter
    3. OCT (7)
      1. Renting or buying... either way you're paying for someone's mortgage!
      2. Toys For Tots
      3. Why a Pre-Inspection Saves You Time and Money
      4. What to Look for in Your Real Estate Team
      5. Fall 2017 QCBR Parade of Homes
      6. Iowa Cropland Values Up in Last Year
      7. 5 Costs to Consider When Buying a Home
    4. SEP (4)
      1. Why Are So Few Homes for Sale?
      2. 5 Reasons to Sell This Fall
      3. Tight Inventory Continues to Lead to Increases in Home Price Appreciation
      4. FSBOs Don’t Save Real Estate Commission
    5. AUG (6)
      1. Homeowner’s Net Worth Is Still Greater Than a Renter’s
      2. 5 Things to Look for in Your First Home
      3. Condo Sales Set the Pace in New Construction Market
      4. Eight Things Homesellers Risk When They For Sale By Owner
      5. Record Breaking Sales and Home Prices Appreciating
      6. Happy 40th Anniversary Roni!
    6. JUL (3)
      1. Homesnap: Your New Mobile Resource
      2. NAI Ruhl Commercial - Property Management Report
      3. Buying a Home: Wants vs Needs
    7. JUN (8)
      1. NAI Ruhl Commercial - MultiFamily and Investments Report
      2. Tips for Preparing for Homeownership
      3. NAI Ruhl Commercial - Industrial Report
      4. 5 Reasons Homeownership is a Good Financial Investment
      5. NAI Ruhl Commercial - Office Report
      6. Lack of Listings Slowing Down the Market
      7. NAI Ruhl Commercial - Retail Report
      8. What's Holding Millennials Back from Buying?
    8. MAY (8)
      1. Five Reasons Iowa is SO Much Better than New York City
      2. Iowa Cropland Values Up in Last Six Months
      3. Ruhl 2017 Blood Drive
      4. First-Time Homebuyers Savings Program and What it Means for You
      5. Ruhl&Ruhl Realtors Opens Office in Galena
      6. Regional New Homes Market off to a Good Start in 2017
      7. Luxurious Apartment Living with a View
      8. The Quad Cities Experiences the Largest One-Year Gain in Region
    9. APR (4)
      1. Six Reasons We Should Stop Celebrating Numbers and Start Championing Service
      2. Best Time to Sell Ever
      3. Spring 2017 QCBR Parade of Homes
      4. Ruhl&Ruhl Realtors Ranks as Iowa’s Largest Privately-Owned Real Estate Company
    10. MAR (2)
      1. Iowa Cropland Values Up in Last Six Months
      2. The Quad Cities Experiences the Largest One-Year Gain in Region
    11. FEB (3)
      1. Knowledge is Power
      2. Optimism & Opportunities
      3. Ruhl&Ruhl Realtors Celebrates Best Year Ever!
    12. JAN (1)
      1. 8 Home Improvement Skills to Master Before Moving In
  3. 2016 (66)
    1. DEC (5)
      1. Don't Wait! Move Up to the Home You Always Wanted
      2. Baby Boomers Finding Freedom in Retirement
      3. Ruhl Gives Back for the Holidays
      4. Buying is Now 37.7% Cheaper than Renting in the U.S.
      5. Why Getting Pre-Approved Should Be Your First Step
    2. NOV (7)
      1. 5 Reasons to Hire a Ruhl&Ruhl Realtor
      2. High Demand for Affordable Housing
      3. Tales from the Empty Nest
      4. New Homes Market Steadies Regionally
      5. Community Partnership Sets Goal to Revitalize South of Six
      6. Think All Millennials Live in Their Parent's Basement? Think Again!
      7. 2016 In Review
    3. OCT (7)
      1. Preview: What to Expect in 2017
      2. Your Home Buying Wish List
      3. Regional Cities Offer Homeowner Discounts
      4. 5 Reasons To Use a Realtor
      5. Who is Ruhl&Ruhl Realtors?
      6. How Supply & Demand Impacts the Real Estate Market
      7. Land Values Decrease in Iowa
    4. SEP (7)
      1. The Future of Real Estate
      2. Our Corridor Offices Ruhl at Excellence in Service!
      3. The Time to Sell is NOW!
      4. Start the Mortgage Process Today
      5. Energy Efficiency and You
      6. Fall 2016 QCBR Parade of Homes
      7. Our Quad City Offices Ruhl at Excellence in Service!
    5. AUG (8)
      1. Real Estate In Iowa and the Quad Cities Area Shifting to Attract a Younger Generation
      2. Ruhl Agents Care About Community Schools
      3. Why Invest In Land
      4. Staycation in Newbo
      5. Ruhl Markets GREAT for First-Time Homebuyers
      6. Three Ways the Internet Can Make the Home Buying Process Easier
      7. Home Sales Brisk and Prices Appreciating
      8. Six fixes to make buyers say WOW
    6. JUL (8)
      1. Thank You
      2. 10 Ways to Improve Your Credit Score
      3. Why We Started
      4. Whitey’s Ice Cream: A Quad Cities Tradition since 1933
      5. Is Buying Right For You?
      6. Hooah Quad Cities' Resources for Veterans
      7. 5 Real Estate Podcasts You HAVE to Listen To
      8. Four Things You Should Do This Fourth of July
    7. JUN (8)
      1. 10 Reasons You Should Never Buy or Sell Without an Agent
      2. Changing Lives One Veteran At a Time
      3. Help Us Honor the Military
      4. Father’s Day Traditions At Ruhl&Ruhl
      5. Dubuque Office Hosts Annual Charity Kickball Tournament
      6. Using Ruhl Technology to Buy Your First-Home
      7. Ruhl Blood Drive Wrap-Up
      8. Strong National First Quarter Home Appreciation Reflected Right Here at Home
    8. MAY (9)
      1. Ruhl Blood Drive
      2. Five Tips for the First-Time Homebuyer
      3. Five Things to Love About the New mobileRUHL
      4. Iowa High School Graduation Rates are Up
      5. Great Time to Sell Your Home in Our Region
      6. Neighborhood Features that Devalue Your Home
      7. Limited Inventory for First-Time Home Buyers
      8. Tips for Your Next Home Project
      9. Home Improvement for Your Health
    9. APR (3)
      1. A Personal Touch for Children in Need
      2. Ruhl&Ruhl Realtors Ranks as Iowa’s Largest Privately-Owned Company
      3. Linking IN
    10. MAR (2)
      1. Ruhl&Ruhl REALTORS® Receives Five Star Award at Cartus Broker Network International Conference
      2. Recent Stock Market Volatility Highlights the Safety and Effectiveness of Investing in Local Real Estate
    11. JAN (2)
      1. Ruhlhomes.com – A new Look for the New Year!
      2. The Truth about Selling your Home this Winter
  4. 2015 (24)
    1. DEC (2)
      1. Homes Values Appreciate Between 3.10% and 9.14% over the Last Five Years in Eastern Iowa and Western Illinois
      2. Don’t Let the Cold Get you – Winterize your Vacant Home
    2. NOV (1)
      1. 3rd Quarter Sales Dip Wipes out Earlier Gains
    3. OCT (2)
      1. Karl Larsen Awarded Iowa City Newcomer of the Year
      2. New National Mortgage Process May Slow Real Estate Transactions
    4. JUL (2)
      1. Illinois Quad Cities Housing Market is up 27%
      2. Let's Kick Poverty so Everyone gets Home!
    5. JUN (4)
      1. Realtors Roll up their Sleeves to Save Lives
      2. Caroline Ruhl named 2015 Laureate of the Quad Cities Business Hall of Fame.
      3. Ruhl&Ruhl Realtors Awarded Coolest Places to Work
      4. Set the Stage for Success with these Home Staging Tips!
    6. APR (3)
      1. Strong Spring Market is Heating Up!
      2. We Walk The Extra Mile So They Can
      3. 2015 QCBR Spring Parade of Homes
    7. MAR (1)
      1. Early March is a Great Time to Put Your House on the Market
    8. FEB (3)
      1. New Construction Inventory Picking Up
      2. Ruhl&Ruhl Realtors Celebrates Strong Results!
      3. 2015 Will Be a Good Year for Home Sales
    9. JAN (6)
      1. Burlington, Iowa
      2. FHA Reduces Annual Insurance Premiums
      3. The Truth about Selling your Home this Winter
      4. North Liberty, Iowa
      5. House Prices Continue Appreciating
      6. New Services Provide Options for Land Brokerage
  5. 2014 (65)
    1. DEC (8)
      1. Ruhl&Ruhl Realtors Awarded for Exceptional Customer Service
      2. Are you Ready to Buy your First Home?
      3. Newbo is Growing
      4. Volunteering Hits Home
      5. Ruhl&Ruhl Property Management Voted Number One in Quad Cities; Ruhl Ranks in Other Categories
      6. Celebrating the Life and Legacy of Chuck Ruhl
      7. Harry Blewett Awarded Dubuque Realtor of the Year!
      8. Ruhl Mortgage Partners with Quad City Bank & Trust
    2. NOV (3)
      1. How to Host a Stress-Free Thanksgiving
      2. Ruhl&Ruhl Agents Pursue Mastery
      3. Markets Steadily Improving
    3. OCT (10)
      1. Don’t Let the Cold Get you – Winterize your Vacant Home
      2. Toys for Tots Collection Drive
      3. Quad Cities Real Estate Update: Local Market is Up
      4. Cedar Rapids Real Estate Fall Update: Regional Markets Improving
      5. Iowa Top Workplaces include Ruhl&Ruhl Realtors
      6. Home Staging Tips for Fall
      7. Drive-In Movie Theater in Blue Grass, Iowa
      8. Real Estate in Blue Grass, Iowa
      9. Geneseo Go-Giver
      10. Two Rivers YMCA Sneaker Ball Keeps Kids Running
    4. SEP (10)
      1. Ruhl&Ruhl Realtors Sponsors Quad City Marathon
      2. Blue Grass, Iowa
      3. Eric Schlutz Elected President of Realtors Land Institute
      4. The Location ‘Ruhls’ at Newbo, Cedar Rapids
      5. 2014 QCBR Fall Parade of Homes
      6. Rick Hernandez has a Growing Family
      7. The Scenic Village of Thomson
      8. Iowa City Region's Home Prices Appreciating
      9. The Melon Capital of the World - Thomson
      10. Featured Community: Thomson, Illinois
    5. AUG (6)
      1. Home Prices Appreciating in the Cedar Rapids Region
      2. Moving is Tough - Make it Easier!
      3. Excellence in Education in Geneseo
      4. Housing Market Stabilizing in Cedar Rapids
      5. Zillow
      6. Dwindling Condo Sales Stall New Construction Market
    6. JUL (4)
      1. Mobile Technology has made Life Easier
      2. 30 Open Houses in 30 Days
      3. House Hunting in the Palm of your Hand
      4. Ruhl&Ruhl is more than Real Estate
    7. JUN (3)
      1. Ruhl&Ruhl Realtors Opens Office in NewBo
      2. Race for A Life
      3. Support Quad City Area Children, with Flowers!
    8. MAY (5)
      1. Can St. Joseph Sell your Home?  
      2. Spring New Construction Update: New Home Sales Show Modest Increase Under Harsh Conditions
      3. Thinking about Renting Out Your Home?
      4. Spring Real Estate Update: Home Prices Rising in Our Markets
      5. The Five Biggest Turn-offs For Homebuyers
    9. APR (4)
      1. Ruhl&Ruhl Realtors Ranked Iowa’s Largest Privately Owned Real Estate Company
      2. 2014 QCBR Spring Parade of Homes
      3. Iowa Farmland Value Decreases, but Demand Stays Strong
      4. Now is the Time to Buy
    10. MAR (3)
      1. Going for Gold
      2. Get Silly, Outside for St. Patrick’s
      3. 4 Reasons to Sell Now
    11. FEB (5)
      1. New Rule in Mortgage Lending
      2. Ruhl&Ruhl Realtors Ranked #1 in Customer Service
      3. Bruce Braley Speaks with Ruhl&Ruhl Realtors on Dubuque Tax Credit
      4. Home Improvements to do Before Spring
      5. Ruhl&Ruhl Realtors Congratulates 2013 Award Winners
    12. JAN (4)
      1. You Might Find this Pin-teresting!
      2. Consider Cost Not Just Price
      3. Ruhl&Ruhl Realtors Agents Receive Recognition from Midwest Five Star Real Estate Agent Program
      4. 7 Quick Tips For A Kid-Friendly, Less Stress Move
  6. 2013 (44)
    1. DEC (7)
      1. 8 Reasons to List or Extend your Listing During the Holidays
      2. Santa's Secret
      3. Flood Insurance Rates May Rise for Homeowners
      4. Should You Buy that Fixer-Upper?
      5. New Commercial Real Estate Company Opens in Quad Cities!
      6. Home Prices Continue to Rise in Local Markets
      7. Ruhl&Ruhl Realtor’s is more than Real Estate – We’re Family!
    2. NOV (4)
      1. Ruhl&Ruhl Realtors Announced Top Real Estate Company by Community
      2. Ruhl&Ruhl Sponsors Toy Tree at the 2013 Festival of Trees
      3. Travis Hiatt Elected Secretary/Treasurer for Iowa City Area Association of Realtors
      4. Emilie Blindt Awarded “Newcomer of the Year” by the Iowa City Area Association of Realtors
    3. OCT (2)
      1. RuhlHomes.com Ranked #5 Website in Nation
      2. Congratulations to Sam Rollins
    4. SEP (3)
      1. Ruhl&Ruhl Announced as Iowa Top Workplace
      2. Kristin Mayo Receives Community Betterment Grant
      3. Dubuque Iowa Listed Within Top 10 Great Cities
    5. AUG (4)
      1. 2013 QCBR Fall Parade of Homes
      2. Sharon Tahere Nominated for Good Neighbor Award
      3. Ruhl Mortgage – New Name for Local Mortgage Company
      4. Quad Cities at Lowest Housing Inventory since 2000
    6. JUL (2)
      1. Blue Skies Ahead in our Local Real Estate Markets
      2. What If I Don’t Currently Qualify For a New Mortgage
    7. MAY (2)
      1. Home Prices Steadily Rising in our Local Markets
      2. Ruhl Premier Access – FREE Super Suite of Tools
    8. APR (8)
      1. Ruhl&Ruhl REALTORS presents the Big Brothers Big Sisters Annual Plant Sale
      2. Ruhl&Ruhl hits 300!
      3. Revision of FHA Mortgage Policies
      4. Caroline Ruhl Inspired by New Strategies and Networking at the Cartus Broker Network International Conference
      5. Catch a Buyers’ Eye – Top Rated Exterior Improvement Projects
      6. 2013 QCBR Spring Parade of Homes
      7. Ruhl&Ruhl REALTORS Ranked Iowa’s Largest Privately Owned Real Estate Company
      8. The TRUTH about How Real Estate Agents Get Paid
    9. MAR (2)
      1. User Guide - Mobile Real Estate Solution
      2. Quad Cities at Lowest Housing Inventory since 2001
    10. FEB (5)
      1. Home Prices Steady in our Markets
      2. The Best Industry to work in? Real Estate!
      3. From Residential Investments to Real Estate Wealth
      4. New Home Sales Rebound in 2012
      5. Ruhl&Ruhl has launched its brand new app mobileRuhl!
    11. JAN (5)
      1. Ruhl&Ruhl Stays Hot Leading the Real Estate Market Again!
      2. Davenport NOW Tax Incentive Extended
      3. Ruhl&Ruhl Leads Quad Cities Real Estate Market
      4. Despite Old Man Winter, Cedar Rapids Real Estate Market Warming
      5. Matt Schwind Recognized as Iowa Realtor of the Year
  7. 2012 (38)
    1. DEC (2)
      1. Ruhl and Ruhl Selected as a SIRVA Relocation Preferred Broker
      2. Make your move- 8 Money Saving Moving Tips
    2. NOV (2)
      1. Black Friday Survival Guide
      2. Is It Time to Invest in a Rental Property?
    3. OCT (1)
      1. Iowa Farmland Increased 18.5% in Value
    4. SEP (2)
      1. 5 Reasons to Sell Now
      2. Ruhl&Ruhl REALTORS Participates in 2012 Fall Parade of Homes
    5. AUG (5)
      1. Ruhl&Ruhl REALTORS Participates in the Student Hunger Corporate Challenge
      2. Ruhl&Ruhl REALTORS Participates in the United Way Day of Caring
      3. Why wait? Davenport Real Estate NOW!
      4. Ruhl&Ruhl Realtors Celebrates Success for First Half of 2012
      5. Is There a 3.8% Sales Tax on Homes in the Health Bill?
    6. JUL (4)
      1. Quad Cities Housing Market Recovery Charging Ahead
      2. Loan Officer Receives Community Grant
      3. Should You Wait to Sell??
      4. Ruhl&Ruhl Realtors Moves into New, High-Tech Office
    7. JUN (2)
      1. Sizzle vs. Steak or Sizzle AND Steak?
      2. The Emotion Driving the Housing Recovery
    8. MAY (2)
      1. New Manager Joins Ruhl&Ruhl REALTORS in Cedar Rapids
      2. Proper Planning for Your Mortgage Application
    9. APR (5)
      1. Ruhl&Ruhl Participates in 2012 Spring Parade of Homes
      2. Ruhl&Ruhl REALTORS Ranked Iowa’s Largest Privately Owned Real Estate Company
      3. What It Means To Be an ‘EXPERT’ in Real Estate
      4. Ruhl&Ruhl REALTORS Supports the Big Brothers Big Sisters Annual Plant Sale
      5. FHA Mortgage Insurance Changes Coming April 9th
    10. MAR (4)
      1. Ruhl&Ruhl Hosts 2 FREE Career Seminars
      2. Buying a Home? The COST Is More Important Than the PRICE
      3. House Sales in the U.S.
      4. Home Prices Continue to be Strong in our Markets
    11. FEB (5)
      1. 1862 Mortgage Offers Home Affordable Refinance Program
      2. Is It Time for Young Families to Buy a Home?
      3. Where Are Rents Headed?
      4. New Construction Inventory Falling
      5. Ruhl&Ruhl REALTORS Celebrates Sales Growth in 2011
    12. JAN (4)
      1. Iowa housing market stable
      2. America’s Top 10 States For Business in 2011
      3. Funds Available for Military Homebuyers in Illinois
      4. Comparing Real Estate To Other Investments
  8. 2011 (79)
    1. DEC (4)
      1. One in Five Baby Boomers Gifting or Loaning Money to Children or Grandchildren to Help Buy Homes
      2. “As A Home Seller, Why Should You Care About Involving A LENDER In The Home Selling Equation?”
      3. The Need for a True Real Estate Professional
      4. Home Prices Strong in our Markets
    2. NOV (6)
      1. How Much Should You Put Down?
      2. Is There a 3.8% Tax on Homes in the Health Bill?
      3. Americans Still Believe in the Value of Homeownership
      4. Is the Real Estate Market a Good Return on Investment?
      5. What If I Don’t Currently Qualify For a New Mortgage?
      6. Top 10 Tips for First-Time Homebuyers
    3. OCT (7)
      1. Was it Worth Waiting?
      2. $3,500 in Down Payment Assistance is now available for Qualified Iowa Home Buyers
      3. Ruhl&Ruhl Supports the Dubuque Museum of Art
      4. New Manager Joins Ruhl&Ruhl REALTORS in
      5. New Manager Joins Ruhl&Ruhl REALTORS in Moline Office
      6. Short Sale vs. Foreclosure: A Short Sale Always Wins
      7. Ruhl&Ruhl Named for Having One of the Most Colorful Trees in the QC
    4. SEP (6)
      1. America’s Top 10 States For Business in 2011
      2. Home Sales: Investors Are About to Return
      3. Cleaning Up the Negative Media on Housing
      4. Ruhl&Ruhl Participates in 2011 Fall Parade of Homes
      5. Increasing Demand Increases Value of Farmland
      6. Short Sales: Has Their Time Finally Arrived?
    5. AUG (6)
      1. Ruhl&Ruhl Selected as a Prudential Preferred Broker
      2. Home Prices Stable in Our Markets
      3. Ruhl&Ruhl Expands to Offer Consulting, Asset Management & Multi-Family Brokerage
      4. Ruhl&Ruhl REALTORS Announces New Burlington Office
      5. It’s Time to Buy (or Refinance)
      6. More Disclosures on the Way to “Help” the Consumer
    6. JUL (5)
      1. Ruhl&Ruhl Congratulates Rock Island Arsenal for Best Overall Chapter Award
      2. Why Do People Actually Buy a Home?
      3. 5 Real Estate Headlines You’ll See in the Next Six Months
      4. Ruhl&Ruhl REALTOR Assists with the Sale of Cedar Rapids Church
      5. Top 5 Real Estate Headlines in the 1st Half of 2011
    7. JUN (9)
      1. Ruhl&Ruhl REALTORS Sponsors THE Quad City Marathon
      2. A Window of Opportunity for House Sellers
      3. Will Falling Values Lead to More Strategic Defaults?
      4. Ruhl&Ruhl REALTORS to Host FREE Career Seminar
      5. Fixed-rate Mortgages Fall to 6-Month Lows
      6. Mortgage Insurance Cancellation: The Myths and Realities
      7. How To Make An Offer that Will Be Accepted
      8. Should You Rent or Buy in this Market?
      9. Why You Need a True Professional to Sell Your Home
    8. MAY (7)
      1. Appraisals: Why You Must Now Sell Your House Twice
      2. Is a Short Sale or a Foreclosure My Best Option?
      3. 5 Reasons You Should Consider Selling Now
      4. Even the Naysayers Are Saying To Buy Now!
      5. Almost 14,000 Houses Sold Yesterday
      6. A Bull Market in Rental Housing
      7. RUHL&RUHL REALTORS Sales Professionals Earn Affinity Specialist From Cartus Broker Services
    9. APR (9)
      1. 11 Cities Where Homes Sell the Fastest – Iowa City, IA Made the List!
      2. Foreclosures: Bringing Clarity to the Confusion
      3. Ruhl&Ruhl REALTORS Sponsor of Schmooza Palooza
      4. Ruhl&Ruhl REALTORS Ranked Iowa’s Largest Privately Owned Real Estate Company
      5. NEWSFLASH: There Is NO Inventory!!!
      6. Fannie Mae Announces 3.5% Buyer Assistance on REO Properties
      7. Real Estate and Financing Are PERSONAL
      8. 2011 Spring Parade of Homes
      9. What is a QR code? And what does it do?
    10. MAR (10)
      1. Real Estate: GOLDen Opportunity of This Decade
      2. Iowa Farmland Increased 25.4% in Value
      3. Distressed Sales: State by State
      4. Military Homebuyer Tax Credits Still Available!
      5. 10 Reasons People Decide to Buy a Home
      6. If Prices Are Falling, Why Are the Rich Buying?
      7. Ruhl&Ruhl REALTORS Partners with Nelson Brothers Insurance
      8. 7 Tips for Short Sale Success
      9. For Buyers: The Financial Opportunity of a Lifetime?
      10. If Your Goal Is to Buy Low, Buy Now!
    11. FEB (5)
      1. First-Time Homebuyer Tax Credit Repayment
      2. Selling Your House? 5 Reasons To Do It NOW!
      3. Does It Make Sense To Buy a Home?
      4. Where Are Housing Prices Headed?
      5. Trending Up in 2011
    12. JAN (5)
      1. Housing Market in Q-C ‘bubbling’
      2. Experts on Real Estate
      3. Rental Prices Jump 11.6 Percent in 2010
      4. 3 Questions You Must Answer Before Buying a Home
      5. Do Neighborhood Watch Groups Cut Crime and Insurance Costs?
  9. 2010 (38)
    1. DEC (6)
      1. 5/1 ARM Offers Best of Price and Stability
      2. Foreclosures Decreasing: Exploring the Short Sale Option
      3. Millennium Did Not Crash the Housing Market, What a Great Decade!
      4. Real Estate a Great Investment in Our Region
      5. Myths: The Earth Is Flat and Newspapers Sell Houses
      6. 5 Holiday Hosting Disasters and How to Avoid Them
    2. NOV (5)
      1. Buying a Home Now Is a No-Brainer
      2. Robson Homes Now Building at Prairie Heights in Davenport
      3. Scott County New Home Sales Grow in 2010
      4. Protect Our Property Values: Short Sales Better Than Foreclosures
      5. Should You Move or Improve?
    3. OCT (3)
      1. Best Time to Buy? Bottom of a Recession!
      2. Why wait? Davenport NOW!
      3. DIY Home Energy Audit in 6 Easy Steps
    4. SEP (6)
      1. Home Prices Up in Our Markets
      2. Best Chance to Sell Your Home the First 5 Days on the Market
      3. Understanding Real Estate Representation
      4. How to Assess the Real Cost of a Fixer-Upper
      5. Pending Home Sales on the Rise
      6. Ruhl&Ruhl REALTORS Participates in Student Hunger Drive
    5. AUG (2)
      1. Health Care Bill Includes New “Real Estate Transfer Tax”
      2. Ruhl&Ruhl REALTORS Announces New Cedar Rapids Office
    6. JUL (2)
      1. Mike Wendt Assumes Role as Ruhl&Ruhl General Sales Manager
      2. Tax Credit Deadline Extended
    7. JUN (2)
      1. Ruhl&Ruhl REALTORS Critiqued by Peers
      2. Head Shave for Hospice
    8. MAY (2)
      1. Ruhl&Ruhl to Host Military Financing Seminar
      2. Post-Tax Credit Buyers May Save Money
    9. APR (3)
      1. Ruhl&Ruhl Outsells Mel Foster Company
      2. A Strong Start to the New Year - Scott & Rock Island Counties New Construction Report
      3. North Liberty Dominates Iowa City Area New Construction
    10. MAR (2)
      1. Ruhl&Ruhl Receives Five Star Circle of Excellence Award at Cartus Broker Network International Conference
      2. Q-C's new homes market shows signs of growth
    11. FEB (2)
      1. New Manager Joins Ruhl&Ruhl REALTORS in Maquoketa and DeWitt
      2. Sales Growth in 2009
    12. JAN (3)
      1. Fifth Generation Joins Ruhl&Ruhl REALTORS
      2. Q-C home sales show strength
      3. New Construction Markets Stabilizing
  10. 2009 (35)
    1. DEC (3)
      1. New Construction Coming Back to Life
      2. Ruhl&Ruhl REALTORS Wins Primacy Relocation Recognition
      3. Homebuyer Tax Credit FAQ
    2. NOV (4)
      1. How to score an offer
      2. Obama Signs Extended Tax Credit into Law
      3. Congress Passes Homebuyer Tax Credit
      4. Choosing an Agent
    3. OCT (7)
      1. Region’s 3rd Quarter Housing Market
      2. The New Construction Market
      3. TOP TEN REASONS TO BUY A NEW HOME NOW!
      4. Thinking of a Career in Real Estate? Think Ruhl&Ruhl!
      5. Mobile Applications link buyers, agents
      6. Everything You Need To Know About the First Time Home Buyer $8,000 Tax Credit
      7. September Brings a Continued Real Estate Upswing in our Markets
    4. SEP (6)
      1. Finding or Selling Your Home while using Social Media
      2. Ruhl&Ruhl REALTORS Celebrates Grand Opening of New Muscatine Office
      3. MobileRuhl
      4. 1862 Mortgage
      5. Plan your own Open House Tour!
      6. RuhlHomes.com: Totally New Website with New look, Improved Function
    5. JUL (1)
      1. Mobile Ruhl: Search Listings on Your Cell Phone
    6. JUN (3)
      1. Federal tax credit continues to draw new home buyers
      2. Davenport, IA Passes Tax-Rebate Program: Davenport NOW
      3. Ruhl&Ruhl REALTORS Announces New Office in Muscatine
    7. MAY (3)
      1. Q-C housing sales rebound
      2. Quad City Home Sales Bright Spot in Country
      3. RuhlHomes.com Website Visits, April 2008 to April 2009
    8. APR (5)
      1. Iowa Finance Authority: Military Service Member Homeownership Assistance
      2. REOHome Program from Iowa Finance Authority
      3. The Real Estate Market Is Back!
      4. Ruhl&Ruhl 100th Largest Broker in Country
      5. Ruhl&Ruhl agents had the best week since July 2007!
    9. MAR (2)
      1. 2009 - First Time Homebuyer Tax Credit - FAQ's
      2. 1862 Mortgage - Finding a loan officer thats right for you.
    10. JAN (1)
      1. Ruhl&Ruhl Celebrates Market Share Gains
  11. 2008 (2)
    1. DEC (2)
      1. Builders Respond to Changing Market
      2. 1862 Mortgage


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