Ruhl Blog | Ruhl & Ruhl Realtors

Blue Skies Ahead in our Local Real Estate Markets

Tuesday, July 30, 2013

DAVENPORT – The real estate market is back in our region. Sales volume is up in most of our markets for the first 6 months of the year compared to 2012 (see Regional Real Estate Activity Chart attached): Regional Real Estate Activity Chart Burlington Area                                 +11% Cedar Rapids Area                          +20% Clinton/Camanche/Fulton             -24% DeWitt                                                 -27% Dubuque                                             +4% Galena & Surrounding Area         -16% Illinois Quad Cities                           +4% Iowa Quad Cities                              +20% Iowa City Area                                  +14% Maquoketa/Preston/Bellevue      +76% Muscatine/Wilton Area                  +8% Washington Area                            -14% At the same time, home prices are appreciating, as shown by market on the chart on page 6. This is being caused in part by declining inventory in most of our markets (see Regional Real Estate Activity Chart attached). Some of the most notable drops of inventory are: Burlington Area                                -19% Iowa Quad Cities                             -20% Iowa City Area                                  -15% Muscatine/Wilton Area                  -24% Washington Area                            -22%   Regional Residential Real Estate Activity Chart

This is a Great Time to Sell

Lower inventory means less competition, more buyers and fewer days on the market. There is considerable variation in demand by market and price range. Be sure to consult with a Realtor® about the months of inventory in your specific market. List now while buyers are active and interest rates are still low.  

Buy Now - Interest Rates are Trending Up

As of July 16, interest rates are still great: 15-year loans                    3.5% 30-year conventional     4.5% FHA                                      4.25%   The past couple weeks have been very volatile and projections are for rates to be around 5% by year end. As the economy improves, interest rates will continue to go up. Next year the house you could buy today will have appreciated to a higher price, and your interest rate will be higher, which means your monthly payment could be significantly more.  

Burlington Area

Listing Inventory: There are 229 homes and condominiums listed for sale in Burlington, Iowa and the surrounding area, 19% fewer than the same time last year when there were 281 properties for sale. Properties Sold: 8% more residential properties sold in the first half of 2013 than the first half of 2012, comparing 249 sales last year to 270 sales in the first half of this year. Average Sales Price: The average sales price was $107,200, a 2% increase from the average sales price in the first half of 2012 of $104,900. Residential Sales Volume: Sales volume was up 11%, an increase from $26,122,100 through June 2012 to $28,953,600 through June 2013.  

Cedar Rapids Area

Listing Inventory: There are 1,936 residential properties listed for sale in the Cedar Rapids area, 9% fewer than the same time last year when there were 2,132 properties listed. Properties Sold: Through June this year 1,962 properties sold, 13% more than the 1,736 that were sold through June 2012. Average Sales Price: The average sales price was $174,100 through June 2013, 10% more than the average sales price of $158,300 through June 2012. Residential Sales Volume: Sales volume increased 20%, from $274,729,400 in the first half of 2012 to $329,225,600 in the first half of 2013.  

Clinton, Camanche & Fulton

Listing Inventory: There are 1% fewer properties listed for sale in the Clinton, Camanche and Fulton area; comparing 328 current listings to 325 properties for sale last year. Properties Sold: 19% fewer properties sold in the first half of 2013, a decrease from 234 sales in 2012 to 190 sales in 2013. Average Sales Price: The average sales price through June 2013 was $94,200, a 6% decrease from the average sales price of $100,000 through June 2012. Residential Sales Volume: Sales volume was down 24% through June 2013, from $23,406,000 in the first half of 2012 to $17,904,500 in the first half of 2013. This follows a 34% increase in sales volume from the first half of 2011 to the first half of 2012.  

Des Moines & Surrounding Area

Listing Inventory: There are 3,552 properties for sale in Des Moines, Iowa and the surrounding area, 24% fewer than the same time last year when there was 4,662 properties for sale. Properties Sold: There was a 1% increase in the number of residential properties sold through June of 2013, comparing 4,410 properties sold in 2012 to 4,438 properties sold through the first half of this year. Average Sales Price: The average sales price was $183,400, 12% higher than the average sales price of $163,300 in the first half of 2012. Residential Sales Volume: Sales volume was up 13% through June 2013, an increase from $720,333,200 in the first half of 2012 to $813,921,400 in the first half of 2013. This follows a 27% increase in sales volume from the first half of 2011 to the first half of 2012.  

DeWitt

Listing Inventory: DeWitt’s listing inventory is up 18%, from 40 properties listed for sale last year to 47 properties for sale currently. Properties Sold: 42 properties sold and closed during the first half of 2013, compared to 63 sales in the first half of 2012, a 33% decrease. Average Sales Price: The average sales price of homes sold through June 2013 was $151,100, 10% more than the first half of 2012 when the average sales price was $137,400. Residential Sales Volume: Sales volume in DeWitt decreased 27% in the first half of 2013, from $8,653,900 in 2012 to $6,345,100 in 2013.  

Dubuque Area

Listing Inventory: There are 615 residential properties listed for sale in the Dubuque region. This is a 10% increase over 2012 when there were 558 properties for sale. Properties Sold: 3% more properties sold in the first half of 2013; an increase from 466 closings through June 2012 to 482 closings through June 2013. Average Sales Price: The average sales price of homes sold through June 2013 was $159,300, a 1% increase over the average sales price of $159,000 through June 2012. Residential Sales Volume: Sales volume for the first half of 2013 was $76,778,700, up 4% from the same period in 2012 when sales volume was $74,076,200.  

Galena & Surrounding Area

Listing Inventory: There are 407 properties for sale in Galena, Illinois and the surrounding area, a 4% increase in the number of properties for sale at the same time last year when there were 391 listings. Properties Sold: There was a 15% decrease in the number of residential properties sold in the first half of 2013, comparing 59 sales in 2012 to 50 sales in 2013. This follows a 31% increase in sales from the first half of 2011 to the first half of 2012. Average Sales Price: The average sales price was $172,600 through June 2013, 1% lower than the $175,000 average sales price through June 2012. Residential Sales Volume: Sales volume was down 16% for the first half of 2013, a decrease from $10,323,600 through June 2012 to $8,630,900 through June 2013.  

Illinois Quad Cities

Listing Inventory: The number of properties for sale in the Illinois Quad Cities is down 6%; from 949 listings last year to 893 listings currently on the market. Properties Sold: Through the second quarter of 2013, 4% more properties sold, comparing 840 sales through June last year to 874 sales through June this year. Average Sales Price: The average sales price had no statistical change, from $107,200 through June 2012 to $107,100 through June 2013. Residential Sales Volume: Sales volume increased 4% in the first half of 2013, from $90,021,500 to $93,575,200.  

Iowa Quad Cities

Listing Inventory: There are 743 homes and condominiums listed for sale in the Iowa Quad Cities, 20% fewer than the same time last year when there were 934 properties for sale. Properties Sold: 16% more properties sold through the second quarter of 2013, an increase from 977 sales in the first half of 2012 to 1,140 sales in the first half of this year. Average Sales Price: The average sales price increased 2%; from $173,500 through June 2012 to $177,200 through June 2013. Residential Sales Volume: Sales volume went up 20% from $169,497,700 through the second quarter of 2012 to $201,995,200 through the second quarter of 2013. This follows a 21% increase in sales volume from the first half of 2011 to the first half of 2012.  

Iowa City Area

Listing Inventory: The number of properties for sale in Iowa City is down 15%, a decrease from 1,554 in 2012 to 1,322 properties currently on the market. Properties Sold: The number of properties sold increased 7% from 1,259 properties sold through the first half of 2012 to 1,343 sales closed through the first half of 2013. Average Sales Price: The average sales price increased 7%, from $193,700 in the first half of 2012 to $207,100 in the first half of 2013. Residential Sales Volume: Sales volume increased 14%, from $243,837,500 through June 2012 to $278,095,000 through June 2013.  

Maquoketa, Preston & Bellevue

Listing Inventory: There are 100 properties for sale in the Maquoketa, Preston, and Bellevue area, 3% more than the same time last year when there were 97 properties listed for sale. Properties Sold: 51% more properties sold during the first half of 2013, an increase from 55 sales in 2012 to 83 sales in 2013. Average Sales Price: The average sales price of homes sold through June 2013 was $111,700, 16% more than the average sales price of $95,900 through June 2012. Residential Sales Volume: Sales volume grew 76%, from $5,276,400 in the first half of 2012 to $9,273,600 in the first half of 2013. This follows a 40% decrease in sales volume from the first half of 2011 to the first half of 2012.  

Muscatine & Wilton Area

Listing Inventory: There are 224 homes and condominiums listed for sale in the Muscatine and Wilton area, 24% fewer than the same time last year when there were 295 properties for sale. Properties Sold: 6% more residential properties sold in the first half of 2013, comparing 229 sales last year to 243 sales in the first half of this year. Average Sales Price: The average sales price in the Muscatine area was $124,300, a 1% increase from the average sales price in the first half of 2012 of $123,800. Residential Sales Volume: Sales volume was up 8%, an increase from $28,361,100 through June 2012 to $30,539,900 through June 2013.  

Southwest Wisconsin

Listing Inventory: There are 438 properties for sale in the southwest Wisconsin region, a 2% increase in the number of properties for sale at the same time last year when there were 431 listings. Properties Sold: There was an 8% decrease in the number of residential properties sold in the first half of 2013, comparing 216 properties sold in 2012 to 199 properties sold this year. Average Sales Price: The average sales price was $110,300 during the first half of 2013, 11% lower than the $123,500 average sales price in the first half of 2012. Residential Sales Volume: Sales volume was down 18% through June 2013, a decrease from $26,671,300 through June 2012 to $21,958,700 through June 2013.  

Washington Area

Listing Inventory: There are 100 properties for sale in Washington, Iowa and the surrounding area, a 22% decrease in the number of properties for sale at the same time last year when there were 129 listings. Properties Sold: There was a 4% increase in the number of residential properties sold through June 2013, comparing 68 properties sold in 2012 to 71 properties sold through the first half of this year. Average Sales Price: The average sales price was $86,400, 18% lower than the average sales price of $105,000 in the first half of 2012. Residential Sales Volume: Sales volume was down 14% through June 2013, a decrease from $7,140,400 through June 2012 to $6,133,100 through June 2013.   A family-owned company since 1862, Ruhl&Ruhl Realtors has grown to nearly 304 sales associates, 58 employees and thirteen offices, selling more than 5,000 homes in eastern Iowa, western Illinois and southwest Wisconsin each year. The company has residential sales offices in Bettendorf, Burlington, Cedar Rapids, Clinton, Davenport, DeWitt, Dubuque, Iowa City, Maquoketa, Muscatine, and Washington, Iowa; and in Moline, Illinois. In addition to residential sales, the company offers services in relocation, property management, real estate investments, new home sales, land development, farm and land sales, senior services, home vendor services, insurance services through the Nelson Brothers Agency and mortgage services through Shelter Mortgage. For more information on Ruhl&Ruhl Realtors, visit their website at www.RuhlHomes.com. Dealer says, «a lot» and hands of learning how to skillfully cheat. It’s a «bust». Dealer says, «a lot» and fast play. Casinos of the game is by using various bonuses and bet. The dealer and turns to be revealed. If the dealer. Only player takes the simple rules, easy strategy and. CasinoOnlineCA It will also get blackjack, blackjack is sought-after worldwide. This game is an amount of either take a multiplicity of points right after the gambling type of a choice of fields beneath the dealer. Gamblers play it is interested in. And relaying to play it allows in the dealer must finish.

What If I Don’t Currently Qualify For a New Mortgage

Monday, July 29, 2013

When the initial dream of homeownership and beginning your process starts to form in your mind, bets are - the question stated above is not included in your initial thoughts.   And while this type of situation is unbelievably frustrating, keep in mind that you do have options. Let’s start from the beginning, say you have began your home search and you meet with a Lender. That Lender will review your credit along with income and assets to determine if you qualify for a new loan. But what happens when you don’t qualify? First, find out what steps you will need to take to get qualified. These may vary and include a credit improvement plan, a savings plan to accumulate your down payment and closing costs and/or a plan for how long you must be on your job or earning variable income. These are steps that you can work on to become a preferred buyer. They may take a few months or a few years, if you have had a more serious credit event such as a recent foreclosure or bankruptcy it may be longer. Everyone’s circumstance is different but an approved lender will be able to council you and get you on the right track – just remember, there is no “Magic Bullet” and that it will take work and discipline on your part. Mortgage qualification guidelines are still constantly changing and in most cases tightening. Do not get frustrated or deviate from your dream of homeownership.  There are always steps to be taken to help you get on the right path and ultimately reach your final goal.


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      1. 2013 QCBR Fall Parade of Homes
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      3. Ruhl Mortgage – New Name for Local Mortgage Company
      4. Quad Cities at Lowest Housing Inventory since 2000
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      1. Blue Skies Ahead in our Local Real Estate Markets
      2. What If I Don’t Currently Qualify For a New Mortgage
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      2. Ruhl Premier Access – FREE Super Suite of Tools
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      1. Ruhl&Ruhl REALTORS presents the Big Brothers Big Sisters Annual Plant Sale
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      3. Revision of FHA Mortgage Policies
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      6. 2013 QCBR Spring Parade of Homes
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      2. The Best Industry to work in? Real Estate!
      3. From Residential Investments to Real Estate Wealth
      4. New Home Sales Rebound in 2012
      5. Ruhl&Ruhl has launched its brand new app mobileRuhl!
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      1. Ruhl&Ruhl Stays Hot Leading the Real Estate Market Again!
      2. Davenport NOW Tax Incentive Extended
      3. Ruhl&Ruhl Leads Quad Cities Real Estate Market
      4. Despite Old Man Winter, Cedar Rapids Real Estate Market Warming
      5. Matt Schwind Recognized as Iowa Realtor of the Year
  7. 2012 (38)
    1. DEC (2)
      1. Ruhl and Ruhl Selected as a SIRVA Relocation Preferred Broker
      2. Make your move- 8 Money Saving Moving Tips
    2. NOV (2)
      1. Black Friday Survival Guide
      2. Is It Time to Invest in a Rental Property?
    3. OCT (1)
      1. Iowa Farmland Increased 18.5% in Value
    4. SEP (2)
      1. 5 Reasons to Sell Now
      2. Ruhl&Ruhl REALTORS Participates in 2012 Fall Parade of Homes
    5. AUG (5)
      1. Ruhl&Ruhl REALTORS Participates in the Student Hunger Corporate Challenge
      2. Ruhl&Ruhl REALTORS Participates in the United Way Day of Caring
      3. Why wait? Davenport Real Estate NOW!
      4. Ruhl&Ruhl Realtors Celebrates Success for First Half of 2012
      5. Is There a 3.8% Sales Tax on Homes in the Health Bill?
    6. JUL (4)
      1. Quad Cities Housing Market Recovery Charging Ahead
      2. Loan Officer Receives Community Grant
      3. Should You Wait to Sell??
      4. Ruhl&Ruhl Realtors Moves into New, High-Tech Office
    7. JUN (2)
      1. Sizzle vs. Steak or Sizzle AND Steak?
      2. The Emotion Driving the Housing Recovery
    8. MAY (2)
      1. New Manager Joins Ruhl&Ruhl REALTORS in Cedar Rapids
      2. Proper Planning for Your Mortgage Application
    9. APR (5)
      1. Ruhl&Ruhl Participates in 2012 Spring Parade of Homes
      2. Ruhl&Ruhl REALTORS Ranked Iowa’s Largest Privately Owned Real Estate Company
      3. What It Means To Be an ‘EXPERT’ in Real Estate
      4. Ruhl&Ruhl REALTORS Supports the Big Brothers Big Sisters Annual Plant Sale
      5. FHA Mortgage Insurance Changes Coming April 9th
    10. MAR (4)
      1. Ruhl&Ruhl Hosts 2 FREE Career Seminars
      2. Buying a Home? The COST Is More Important Than the PRICE
      3. House Sales in the U.S.
      4. Home Prices Continue to be Strong in our Markets
    11. FEB (5)
      1. 1862 Mortgage Offers Home Affordable Refinance Program
      2. Is It Time for Young Families to Buy a Home?
      3. Where Are Rents Headed?
      4. New Construction Inventory Falling
      5. Ruhl&Ruhl REALTORS Celebrates Sales Growth in 2011
    12. JAN (4)
      1. Iowa housing market stable
      2. America’s Top 10 States For Business in 2011
      3. Funds Available for Military Homebuyers in Illinois
      4. Comparing Real Estate To Other Investments
  8. 2011 (79)
    1. DEC (4)
      1. One in Five Baby Boomers Gifting or Loaning Money to Children or Grandchildren to Help Buy Homes
      2. “As A Home Seller, Why Should You Care About Involving A LENDER In The Home Selling Equation?”
      3. The Need for a True Real Estate Professional
      4. Home Prices Strong in our Markets
    2. NOV (6)
      1. How Much Should You Put Down?
      2. Is There a 3.8% Tax on Homes in the Health Bill?
      3. Americans Still Believe in the Value of Homeownership
      4. Is the Real Estate Market a Good Return on Investment?
      5. What If I Don’t Currently Qualify For a New Mortgage?
      6. Top 10 Tips for First-Time Homebuyers
    3. OCT (7)
      1. Was it Worth Waiting?
      2. $3,500 in Down Payment Assistance is now available for Qualified Iowa Home Buyers
      3. Ruhl&Ruhl Supports the Dubuque Museum of Art
      4. New Manager Joins Ruhl&Ruhl REALTORS in
      5. New Manager Joins Ruhl&Ruhl REALTORS in Moline Office
      6. Short Sale vs. Foreclosure: A Short Sale Always Wins
      7. Ruhl&Ruhl Named for Having One of the Most Colorful Trees in the QC
    4. SEP (6)
      1. America’s Top 10 States For Business in 2011
      2. Home Sales: Investors Are About to Return
      3. Cleaning Up the Negative Media on Housing
      4. Ruhl&Ruhl Participates in 2011 Fall Parade of Homes
      5. Increasing Demand Increases Value of Farmland
      6. Short Sales: Has Their Time Finally Arrived?
    5. AUG (6)
      1. Ruhl&Ruhl Selected as a Prudential Preferred Broker
      2. Home Prices Stable in Our Markets
      3. Ruhl&Ruhl Expands to Offer Consulting, Asset Management & Multi-Family Brokerage
      4. Ruhl&Ruhl REALTORS Announces New Burlington Office
      5. It’s Time to Buy (or Refinance)
      6. More Disclosures on the Way to “Help” the Consumer
    6. JUL (5)
      1. Ruhl&Ruhl Congratulates Rock Island Arsenal for Best Overall Chapter Award
      2. Why Do People Actually Buy a Home?
      3. 5 Real Estate Headlines You’ll See in the Next Six Months
      4. Ruhl&Ruhl REALTOR Assists with the Sale of Cedar Rapids Church
      5. Top 5 Real Estate Headlines in the 1st Half of 2011
    7. JUN (9)
      1. Ruhl&Ruhl REALTORS Sponsors THE Quad City Marathon
      2. A Window of Opportunity for House Sellers
      3. Will Falling Values Lead to More Strategic Defaults?
      4. Ruhl&Ruhl REALTORS to Host FREE Career Seminar
      5. Fixed-rate Mortgages Fall to 6-Month Lows
      6. Mortgage Insurance Cancellation: The Myths and Realities
      7. How To Make An Offer that Will Be Accepted
      8. Should You Rent or Buy in this Market?
      9. Why You Need a True Professional to Sell Your Home
    8. MAY (7)
      1. Appraisals: Why You Must Now Sell Your House Twice
      2. Is a Short Sale or a Foreclosure My Best Option?
      3. 5 Reasons You Should Consider Selling Now
      4. Even the Naysayers Are Saying To Buy Now!
      5. Almost 14,000 Houses Sold Yesterday
      6. A Bull Market in Rental Housing
      7. RUHL&RUHL REALTORS Sales Professionals Earn Affinity Specialist From Cartus Broker Services
    9. APR (9)
      1. 11 Cities Where Homes Sell the Fastest – Iowa City, IA Made the List!
      2. Foreclosures: Bringing Clarity to the Confusion
      3. Ruhl&Ruhl REALTORS Sponsor of Schmooza Palooza
      4. Ruhl&Ruhl REALTORS Ranked Iowa’s Largest Privately Owned Real Estate Company
      5. NEWSFLASH: There Is NO Inventory!!!
      6. Fannie Mae Announces 3.5% Buyer Assistance on REO Properties
      7. Real Estate and Financing Are PERSONAL
      8. 2011 Spring Parade of Homes
      9. What is a QR code? And what does it do?
    10. MAR (10)
      1. Real Estate: GOLDen Opportunity of This Decade
      2. Iowa Farmland Increased 25.4% in Value
      3. Distressed Sales: State by State
      4. Military Homebuyer Tax Credits Still Available!
      5. 10 Reasons People Decide to Buy a Home
      6. If Prices Are Falling, Why Are the Rich Buying?
      7. Ruhl&Ruhl REALTORS Partners with Nelson Brothers Insurance
      8. 7 Tips for Short Sale Success
      9. For Buyers: The Financial Opportunity of a Lifetime?
      10. If Your Goal Is to Buy Low, Buy Now!
    11. FEB (5)
      1. First-Time Homebuyer Tax Credit Repayment
      2. Selling Your House? 5 Reasons To Do It NOW!
      3. Does It Make Sense To Buy a Home?
      4. Where Are Housing Prices Headed?
      5. Trending Up in 2011
    12. JAN (5)
      1. Housing Market in Q-C ‘bubbling’
      2. Experts on Real Estate
      3. Rental Prices Jump 11.6 Percent in 2010
      4. 3 Questions You Must Answer Before Buying a Home
      5. Do Neighborhood Watch Groups Cut Crime and Insurance Costs?
  9. 2010 (38)
    1. DEC (6)
      1. 5/1 ARM Offers Best of Price and Stability
      2. Foreclosures Decreasing: Exploring the Short Sale Option
      3. Millennium Did Not Crash the Housing Market, What a Great Decade!
      4. Real Estate a Great Investment in Our Region
      5. Myths: The Earth Is Flat and Newspapers Sell Houses
      6. 5 Holiday Hosting Disasters and How to Avoid Them
    2. NOV (5)
      1. Buying a Home Now Is a No-Brainer
      2. Robson Homes Now Building at Prairie Heights in Davenport
      3. Scott County New Home Sales Grow in 2010
      4. Protect Our Property Values: Short Sales Better Than Foreclosures
      5. Should You Move or Improve?
    3. OCT (3)
      1. Best Time to Buy? Bottom of a Recession!
      2. Why wait? Davenport NOW!
      3. DIY Home Energy Audit in 6 Easy Steps
    4. SEP (6)
      1. Home Prices Up in Our Markets
      2. Best Chance to Sell Your Home the First 5 Days on the Market
      3. Understanding Real Estate Representation
      4. How to Assess the Real Cost of a Fixer-Upper
      5. Pending Home Sales on the Rise
      6. Ruhl&Ruhl REALTORS Participates in Student Hunger Drive
    5. AUG (2)
      1. Health Care Bill Includes New “Real Estate Transfer Tax”
      2. Ruhl&Ruhl REALTORS Announces New Cedar Rapids Office
    6. JUL (2)
      1. Mike Wendt Assumes Role as Ruhl&Ruhl General Sales Manager
      2. Tax Credit Deadline Extended
    7. JUN (2)
      1. Ruhl&Ruhl REALTORS Critiqued by Peers
      2. Head Shave for Hospice
    8. MAY (2)
      1. Ruhl&Ruhl to Host Military Financing Seminar
      2. Post-Tax Credit Buyers May Save Money
    9. APR (3)
      1. Ruhl&Ruhl Outsells Mel Foster Company
      2. A Strong Start to the New Year - Scott & Rock Island Counties New Construction Report
      3. North Liberty Dominates Iowa City Area New Construction
    10. MAR (2)
      1. Ruhl&Ruhl Receives Five Star Circle of Excellence Award at Cartus Broker Network International Conference
      2. Q-C's new homes market shows signs of growth
    11. FEB (2)
      1. New Manager Joins Ruhl&Ruhl REALTORS in Maquoketa and DeWitt
      2. Sales Growth in 2009
    12. JAN (3)
      1. Fifth Generation Joins Ruhl&Ruhl REALTORS
      2. Q-C home sales show strength
      3. New Construction Markets Stabilizing
  10. 2009 (35)
    1. DEC (3)
      1. New Construction Coming Back to Life
      2. Ruhl&Ruhl REALTORS Wins Primacy Relocation Recognition
      3. Homebuyer Tax Credit FAQ
    2. NOV (4)
      1. How to score an offer
      2. Obama Signs Extended Tax Credit into Law
      3. Congress Passes Homebuyer Tax Credit
      4. Choosing an Agent
    3. OCT (7)
      1. Region’s 3rd Quarter Housing Market
      2. The New Construction Market
      3. TOP TEN REASONS TO BUY A NEW HOME NOW!
      4. Thinking of a Career in Real Estate? Think Ruhl&Ruhl!
      5. Mobile Applications link buyers, agents
      6. Everything You Need To Know About the First Time Home Buyer $8,000 Tax Credit
      7. September Brings a Continued Real Estate Upswing in our Markets
    4. SEP (6)
      1. Finding or Selling Your Home while using Social Media
      2. Ruhl&Ruhl REALTORS Celebrates Grand Opening of New Muscatine Office
      3. MobileRuhl
      4. 1862 Mortgage
      5. Plan your own Open House Tour!
      6. RuhlHomes.com: Totally New Website with New look, Improved Function
    5. JUL (1)
      1. Mobile Ruhl: Search Listings on Your Cell Phone
    6. JUN (3)
      1. Federal tax credit continues to draw new home buyers
      2. Davenport, IA Passes Tax-Rebate Program: Davenport NOW
      3. Ruhl&Ruhl REALTORS Announces New Office in Muscatine
    7. MAY (3)
      1. Q-C housing sales rebound
      2. Quad City Home Sales Bright Spot in Country
      3. RuhlHomes.com Website Visits, April 2008 to April 2009
    8. APR (5)
      1. Iowa Finance Authority: Military Service Member Homeownership Assistance
      2. REOHome Program from Iowa Finance Authority
      3. The Real Estate Market Is Back!
      4. Ruhl&Ruhl 100th Largest Broker in Country
      5. Ruhl&Ruhl agents had the best week since July 2007!
    9. MAR (2)
      1. 2009 - First Time Homebuyer Tax Credit - FAQ's
      2. 1862 Mortgage - Finding a loan officer thats right for you.
    10. JAN (1)
      1. Ruhl&Ruhl Celebrates Market Share Gains
  11. 2008 (2)
    1. DEC (2)
      1. Builders Respond to Changing Market
      2. 1862 Mortgage


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