Ruhl Blog | Ruhl & Ruhl Realtors

Home Prices Steady in our Markets

Thursday, February 28, 2013

Our local markets continue to have stable growth in home price appreciation, ranking in the top 39% in the country.

jkg Information courtesy of the Federal Housing Finance Agency (FHFA) for fourth quarter 2012. FHFA stats always run one quarter behind. Their full report is available at www.fhfa.gov. *Rankings based on annual percentage change in house prices. Nationally home prices have fallen 12.87% in the last five years, but all of our markets’ home prices are up: 7.10% in Dubuque; 2.09% in the Quad Cities; 1.73% in Iowa City; and 0.82% in Cedar Rapids. This compares to other cities: Des Moines, IA down 4.82%; Chicago, IL down 25.54%; and the Daytona Beach, FL area down 44.33%. According to the Federal Housing Finance Agency, of the 302 MSAs (Metropolitan Statistical Areas) ranked by home price appreciation, all of our markets in eastern Iowa ranked in the top 39% in the nation – the Quad Cities at 77th; Dubuque at 93rd, Iowa City at 97th; and Cedar Rapids at 117th.  Because our markets didn’t fall as drastically as other areas of the country, the increase in home price appreciation has continued to be a modest, but steady gain locally. Analysts report that this was the third consecutive quarter where U.S. home price growth exceeded one percent. While a significant number of homes remain in the foreclosure pipeline, the actual number of homes available for sale remained low. This shortage of inventory is driving prices up as well. Our local markets continue to provide a much more stable environment for purchasing homes and investing in real estate. A family-owned company since 1862, Ruhl&Ruhl Realtors has grown to nearly 290 sales associates, 58 employees and eleven offices, selling more than 5,000 homes in eastern Iowa, western Illinois and southwestern Wisconsin. The company has residential sales offices in Bettendorf, Burlington, Cedar Rapids, Clinton, Davenport, DeWitt, Dubuque, Iowa City, Maquoketa and Muscatine, Iowa; and in Moline, Illinois. In addition to residential sales, the company offers services in relocation, property management, real estate investments, new home sales, land development, farm and land sales, senior services, home vendor services, insurance services through the Nelson Brothers Agency and mortgage services through Shelter Mortgage. For more information on Ruhl&Ruhl Realtors, visit their website at www.RuhlHomes.com.

The Best Industry to work in? Real Estate!

Friday, February 22, 2013

Real estate is the best industry to work in nationwide, according to the 2013 Top National Workplaces rankings by WorkplaceDynamics. Despite real estate professionals facing a “down market for the past five years, they continue to love their jobs and the companies they work for,” according to a press release announcing the results. “REALTORS® and others working in the real estate industry appreciate that they have a great deal of control over their own destiny, a strong connection to their work, and a sense of personal accomplishment each and every day. All of which led them to highly rank their workplaces.” The survey polled 1 million employees from 872 companies. Rankings are based on employee responses to survey questions. In 2011 Ruhl&Ruhl was selected as one of the 2011 “Iowa Top Workplaces,” a list of the best places to work in the state of Iowa. Ruhl&Ruhl had over 200 responses, which helped to rank the company as the 8th top mid-sized workplace in Iowa. The survey of companies also revealed the top 150 companies to work for in America. Quicken Loans was at the top, but several real estate companies made the list, including our friends at: Do you want to get into the best industry?  Contact us or visit www.ruhlhomes.com/careers.aspx

From Residential Investments to Real Estate Wealth

Wednesday, February 13, 2013

home-prices1Financial freedom occurs when your income from investments exceed your expenses. This can be accomplished in a variety of ways, from the stock market to investing in rare coins, but none have the benefits that investing in real estate can provide.

Join Greg Rand, CEO of OwnAmerica and host of the Fox Business Network’s “Where to Invest Now,” at a FREE investment seminar to learn how to use real estate as a wealth-building tool. The seminar, hosted by Ruhl&Ruhl REALTORS, will also cover the residential investment market opportunity, the five principles of real estate wealth, how to properly analyze an investment property and examples of actual properties. Two opportunities to hear Greg Rand! Tuesday, February 19                                                Wednesday, February 20 6:30PM - 8:00PM                                                      6:30PM – 8:00PM Isle Casino Hotel                                                        The Hotel at Kirkwood Center 1777 Isle Parkway, Bettendorf, Iowa                      7725 Kirkwood Blvd. SW, Cedar Rapids, Iowa RSVP to: Ruhl&Ruhl REALTORS at 563.441.5219 or RSVP@RuhlHomes.com Whether you’re an investment rookie or a seasoned pro, you’ll profit from the material long after the program! Greg Rand is a former managing partner of a top 50 brokerage company based in New York and the Host of Fox Business Network’s “Where to Invest Now”, where he picks the best places to invest in the U.S based upon his keen understanding of residential real estate as an asset class. He is the author of top selling real estate book Crash Boom and host of WABC radio’s “Rand on Real Estate” in New York City. A family-owned company since 1862, Ruhl&Ruhl Realtors has grown to nearly 290 sales associates, 58 employees and eleven offices, selling more than 5,000 homes in eastern Iowa, western Illinois and southwestern Wisconsin. The company has residential sales offices in Bettendorf, Burlington, Cedar Rapids, Clinton, Davenport, DeWitt, Dubuque, Iowa City, Maquoketa and Muscatine, Iowa; and in Moline, Illinois. In addition to residential sales, the company offers services in relocation, property management, real estate investments, new home sales, land development, farm and land sales, senior services, home vendor services, insurance services through the Nelson Brothers Agency and mortgage services through Shelter Mortgage. For more information on Ruhl&Ruhl Realtors, visit their website at www.RuhlHomes.com.    

New Home Sales Rebound in 2012

Friday, February 08, 2013

2012 brought modest growth to new home sales results in the Cedar Rapids area markets.   The Multiple Listing Service reported an increase in overall new home unit sales of 3% over the totals for 2011, as shown on an attached table.  House sales dropped 2% while condo sales rose 13% for the year.  Broken down by market segment;  the Marion/Hiawatha/Robbins areas saw an overall increase of 17.9%, while the 4 Quadrants segment recorded 9.3% fewer unit sales than last year. 2012 Regional New Construction Home Sales Chart           However, the real story here is not sales, but the sinking inventory level in this market.  As an additional attached table illustrates, local new home starts in 2012 were down 4%, compared to 2011. This follows on the heels of a 16% decrease in new house starts from 2010 to 2011.   Current new home overall unit inventory is down 31% at the start of 2013, with 49% fewer available new houses.  New condo inventory is down 16%, compared to a year ago.  As shown on the table, the average inventory decrease across the region was 14%. 2012 New Housing Starts Chart

Several key factors contributing to the continued reduction of inventory levels across the region are:

  •   There are more qualified buyers in the marketplace, but fewer new spec homes available.
  •   Tightened lending restrictions on both builders and developers have continued to limit supply.
  •  Selling times for spec homes across the region decreased in 2012, reducing their exposure.
The natural result of reduced availability is the purchase of existing homes by buyers who would have preferred new construction.  The resultant lowered sales figures will do little to bolster the confidence of lenders, etc. to loosen the grip on money for builders and developersLenders, developers and builders tend to gauge demand on recent sales figures and may forget to include lost opportunities in the equation when evaluating developer and builder loan needs.  In this instance, reduced sales levels can become a “self-fulfilling prophecy”. The Multiple Listing Service reported average sales price increases of about 5% in 2012, with the average new house selling for just over $260,000 and new condos averaging slightly over $160,000. What to expect in 2013?  With interest rates remaining historically low and consumer confidence rebounding, we look for continued growth in new home sales as buyers become increasingly comfortable committing to a new home purchase.  However, material and labor costs give no indication of decreasing and rising regulatory fees and expenses are also pushing up the cost of delivering finished lots and finished homes to the marketplace.  As pent-up demand for new housing emerges, look for new industry regulations to accompany it.  Pending measures by regulatory agencies that have been delayed or temporarily “shelved”, in order to prevent further damage to the ailing building industry, will likely move closer to enactment once it appears that there is a return to a sense of “normalcy”.  Add these factors to rising land costs and it is easy to understand why we anticipate rising new home prices later this year. Following are figures illustrating how the Cedar Rapids market statistics compared to other sales results around the region: Regional Overall Unit Sales increased by an average of 19%. Dubuque Area:          +69% Iowa City Area:          +26% Quad Cities Area:      +17% Cedar Rapids Area:    + 3% REGIONALLY: Ruhl&Ruhl Realtors recorded increases of 38% in unit sales and 47% in volume. Every market has distinct characteristics, and the Cedar Rapids area is no different.  While regionally, ranch style homes accounted for 74% of all new home sales, in the Cedar Rapids market, ranches accounted for 95% of all 2012 new house sales and 97% of all available new home units at the beginning of 2013.  Some additional comparisons follow: New House Sales by Price Range: Regionally:                                                 Cedar Rapids Area: Below $300,000 =       60%                                  72.8% $300,000-$400,000=  27%                                  22.5% Above $400,000 =       13%                                    4.7%     Existing Home Sales vs. New Home Sales: Regionally:                                                  Cedar Rapids Area: Houses = 9.5 to 1                                         Houses = 8.9 to 1 Condos = 3.0 to 1                                         Condos = 2.5 to 1   A family-owned company since 1862, Ruhl&Ruhl Realtors has grown to nearly 290 sales associates, 58 employees and eleven offices, selling more than 5,000 homes in eastern Iowa, western Illinois and southwestern Wisconsin. The company has residential sales offices in Bettendorf, Burlington, Cedar Rapids, Clinton, Davenport, DeWitt, Dubuque, Iowa City, Maquoketa and Muscatine, Iowa; and in Moline, Illinois. In addition to residential sales, the company offers services in relocation, property management, real estate investments, new home sales, land development, farm and land sales, senior services, home vendor services, insurance services through the Nelson Brothers Agency and mortgage services through Shelter Mortgage. For more information on Ruhl&Ruhl Realtors, visit their website at www.RuhlHomes.com.

Ruhl&Ruhl has launched its brand new app mobileRuhl!

Thursday, February 07, 2013

Growing with Mobile, mobileRuhl that is

ruhl

Mobile is where it’s at. And Ruhl&Ruhl REALTORS is leading the way.

Searching for properties in eastern Iowa just got a little easier with a brand new app launched by Ruhl&Ruhl REALTORS, mobileRuhl. Ruhl&Ruhl REALTORS, a family-owned and operated real estate company headquartered in Davenport, Iowa, has served local real estate markets in eastern Iowa and western Illinois for over 150 years. The broker’s brand new app, mobileRuhl, is available for free for iPhone, iPad and Android devices at the App Store or Android Market. “This by far will be the most advanced real estate app in any of our markets,” said Caroline Ruhl, President of Ruhl&Ruhl REALTORS. “This will not only make it easier for buyers to search for properties but will also provide sellers with data to compare their home.” Mobile usage in all forms of business is increasing drastically, especially in real estate. For Ruhl&Ruhl, mobile visits to the company’s website, RuhlHomes.com, are up 179% from 2011 to 2012. And, according to Realtor.com, iPhone users are 300% more likely to connect with an agent compared to desktop users. iPad users were 160% more likely to connect with an agent. “Mobile visits to our website just kept growing so we saw the importance in investing in this medium and providing a better tool for our clients to search for property,” said Caroline Ruhl, President of Ruhl&Ruhl REALTORS. mobileRuhl provides access to all available properties for sale throughout eastern Iowa, western Illinois and southwest Wisconsin. These include all homes for sale, not just Ruhl&Ruhl listings. Other features include: -       Draw your own custom search area right on the map! -       Search by any keyword in the property description, for example river view or game room. -       Search the properties nearest you through GPS or by price, number of bedrooms or bathrooms, and properties with open houses. -       See full screen photos, price, features, maps, taxes and more! -       Display restaurants, retail centers, healthcare and more amenities on the map to see locations in relation to your new home. -       View live market statistics, such as the number of new listings and the median list price in a neighborhood, in real time! -       Save your favorite properties and text or email homes to your family and friends! -       Contact a real estate expert in your area with a touch of a button! -       And so much more! A family-owned company since 1862, Ruhl&Ruhl REALTORS has grown to more than 290 sales associates, 58 employees and eleven offices, selling nearly 5,000 homes in eastern Iowa, western Illinois and southwestern Wisconsin. The company has residential sales offices in Bettendorf, Burlington, Cedar Rapids, Clinton, Davenport, DeWitt, Dubuque, Iowa City, Maquoketa and Muscatine, Iowa; and in Moline, Illinois. In addition to residential sales, the company offers services in relocation, property management, real estate investments, new home sales, land development, farm sales, senior services, home vendor services, insurance services through the Nelson Brothers Agency and mortgage services through 1862 Mortgage. For more information on Ruhl&Ruhl REALTORS, visit their website at www.RuhlHomes.com.


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      1. The Cost of NOT Owning Your Home
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      2. 3 Low-Cost Ways to Fix Leaky Windows
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      1. Renting or buying... either way you're paying for someone's mortgage!
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      6. Iowa Cropland Values Up in Last Year
      7. 5 Costs to Consider When Buying a Home
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      1. Why Are So Few Homes for Sale?
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    5. AUG (6)
      1. Homeowner’s Net Worth Is Still Greater Than a Renter’s
      2. 5 Things to Look for in Your First Home
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      5. Record Breaking Sales and Home Prices Appreciating
      6. Happy 40th Anniversary Roni!
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      8. What's Holding Millennials Back from Buying?
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      1. Five Reasons Iowa is SO Much Better than New York City
      2. Iowa Cropland Values Up in Last Six Months
      3. Ruhl 2017 Blood Drive
      4. First-Time Homebuyers Savings Program and What it Means for You
      5. Ruhl&Ruhl Realtors Opens Office in Galena
      6. Regional New Homes Market off to a Good Start in 2017
      7. Luxurious Apartment Living with a View
      8. The Quad Cities Experiences the Largest One-Year Gain in Region
    9. APR (4)
      1. Six Reasons We Should Stop Celebrating Numbers and Start Championing Service
      2. Best Time to Sell Ever
      3. Spring 2017 QCBR Parade of Homes
      4. Ruhl&Ruhl Realtors Ranks as Iowa’s Largest Privately-Owned Real Estate Company
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      1. Iowa Cropland Values Up in Last Six Months
      2. The Quad Cities Experiences the Largest One-Year Gain in Region
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      1. Knowledge is Power
      2. Optimism & Opportunities
      3. Ruhl&Ruhl Realtors Celebrates Best Year Ever!
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      1. 8 Home Improvement Skills to Master Before Moving In
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      5. Why Getting Pre-Approved Should Be Your First Step
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      1. 5 Reasons to Hire a Ruhl&Ruhl Realtor
      2. High Demand for Affordable Housing
      3. Tales from the Empty Nest
      4. New Homes Market Steadies Regionally
      5. Community Partnership Sets Goal to Revitalize South of Six
      6. Think All Millennials Live in Their Parent's Basement? Think Again!
      7. 2016 In Review
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      1. Preview: What to Expect in 2017
      2. Your Home Buying Wish List
      3. Regional Cities Offer Homeowner Discounts
      4. 5 Reasons To Use a Realtor
      5. Who is Ruhl&Ruhl Realtors?
      6. How Supply & Demand Impacts the Real Estate Market
      7. Land Values Decrease in Iowa
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      2. Our Corridor Offices Ruhl at Excellence in Service!
      3. The Time to Sell is NOW!
      4. Start the Mortgage Process Today
      5. Energy Efficiency and You
      6. Fall 2016 QCBR Parade of Homes
      7. Our Quad City Offices Ruhl at Excellence in Service!
    5. AUG (8)
      1. Real Estate In Iowa and the Quad Cities Area Shifting to Attract a Younger Generation
      2. Ruhl Agents Care About Community Schools
      3. Why Invest In Land
      4. Staycation in Newbo
      5. Ruhl Markets GREAT for First-Time Homebuyers
      6. Three Ways the Internet Can Make the Home Buying Process Easier
      7. Home Sales Brisk and Prices Appreciating
      8. Six fixes to make buyers say WOW
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      3. Why We Started
      4. Whitey’s Ice Cream: A Quad Cities Tradition since 1933
      5. Is Buying Right For You?
      6. Hooah Quad Cities' Resources for Veterans
      7. 5 Real Estate Podcasts You HAVE to Listen To
      8. Four Things You Should Do This Fourth of July
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      2. Changing Lives One Veteran At a Time
      3. Help Us Honor the Military
      4. Father’s Day Traditions At Ruhl&Ruhl
      5. Dubuque Office Hosts Annual Charity Kickball Tournament
      6. Using Ruhl Technology to Buy Your First-Home
      7. Ruhl Blood Drive Wrap-Up
      8. Strong National First Quarter Home Appreciation Reflected Right Here at Home
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      1. Ruhl Blood Drive
      2. Five Tips for the First-Time Homebuyer
      3. Five Things to Love About the New mobileRUHL
      4. Iowa High School Graduation Rates are Up
      5. Great Time to Sell Your Home in Our Region
      6. Neighborhood Features that Devalue Your Home
      7. Limited Inventory for First-Time Home Buyers
      8. Tips for Your Next Home Project
      9. Home Improvement for Your Health
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      2. Ruhl&Ruhl Realtors Ranks as Iowa’s Largest Privately-Owned Company
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      1. Ruhl&Ruhl REALTORS® Receives Five Star Award at Cartus Broker Network International Conference
      2. Recent Stock Market Volatility Highlights the Safety and Effectiveness of Investing in Local Real Estate
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      1. Ruhlhomes.com – A new Look for the New Year!
      2. The Truth about Selling your Home this Winter
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      1. Homes Values Appreciate Between 3.10% and 9.14% over the Last Five Years in Eastern Iowa and Western Illinois
      2. Don’t Let the Cold Get you – Winterize your Vacant Home
    2. NOV (1)
      1. 3rd Quarter Sales Dip Wipes out Earlier Gains
    3. OCT (2)
      1. Karl Larsen Awarded Iowa City Newcomer of the Year
      2. New National Mortgage Process May Slow Real Estate Transactions
    4. JUL (2)
      1. Illinois Quad Cities Housing Market is up 27%
      2. Let's Kick Poverty so Everyone gets Home!
    5. JUN (4)
      1. Realtors Roll up their Sleeves to Save Lives
      2. Caroline Ruhl named 2015 Laureate of the Quad Cities Business Hall of Fame.
      3. Ruhl&Ruhl Realtors Awarded Coolest Places to Work
      4. Set the Stage for Success with these Home Staging Tips!
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      1. Strong Spring Market is Heating Up!
      2. We Walk The Extra Mile So They Can
      3. 2015 QCBR Spring Parade of Homes
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      1. Early March is a Great Time to Put Your House on the Market
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      1. New Construction Inventory Picking Up
      2. Ruhl&Ruhl Realtors Celebrates Strong Results!
      3. 2015 Will Be a Good Year for Home Sales
    9. JAN (6)
      1. Burlington, Iowa
      2. FHA Reduces Annual Insurance Premiums
      3. The Truth about Selling your Home this Winter
      4. North Liberty, Iowa
      5. House Prices Continue Appreciating
      6. New Services Provide Options for Land Brokerage
  5. 2014 (65)
    1. DEC (8)
      1. Ruhl&Ruhl Realtors Awarded for Exceptional Customer Service
      2. Are you Ready to Buy your First Home?
      3. Newbo is Growing
      4. Volunteering Hits Home
      5. Ruhl&Ruhl Property Management Voted Number One in Quad Cities; Ruhl Ranks in Other Categories
      6. Celebrating the Life and Legacy of Chuck Ruhl
      7. Harry Blewett Awarded Dubuque Realtor of the Year!
      8. Ruhl Mortgage Partners with Quad City Bank & Trust
    2. NOV (3)
      1. How to Host a Stress-Free Thanksgiving
      2. Ruhl&Ruhl Agents Pursue Mastery
      3. Markets Steadily Improving
    3. OCT (10)
      1. Don’t Let the Cold Get you – Winterize your Vacant Home
      2. Toys for Tots Collection Drive
      3. Quad Cities Real Estate Update: Local Market is Up
      4. Cedar Rapids Real Estate Fall Update: Regional Markets Improving
      5. Iowa Top Workplaces include Ruhl&Ruhl Realtors
      6. Home Staging Tips for Fall
      7. Drive-In Movie Theater in Blue Grass, Iowa
      8. Real Estate in Blue Grass, Iowa
      9. Geneseo Go-Giver
      10. Two Rivers YMCA Sneaker Ball Keeps Kids Running
    4. SEP (10)
      1. Ruhl&Ruhl Realtors Sponsors Quad City Marathon
      2. Blue Grass, Iowa
      3. Eric Schlutz Elected President of Realtors Land Institute
      4. The Location ‘Ruhls’ at Newbo, Cedar Rapids
      5. 2014 QCBR Fall Parade of Homes
      6. Rick Hernandez has a Growing Family
      7. The Scenic Village of Thomson
      8. Iowa City Region's Home Prices Appreciating
      9. The Melon Capital of the World - Thomson
      10. Featured Community: Thomson, Illinois
    5. AUG (6)
      1. Home Prices Appreciating in the Cedar Rapids Region
      2. Moving is Tough - Make it Easier!
      3. Excellence in Education in Geneseo
      4. Housing Market Stabilizing in Cedar Rapids
      5. Zillow
      6. Dwindling Condo Sales Stall New Construction Market
    6. JUL (4)
      1. Mobile Technology has made Life Easier
      2. 30 Open Houses in 30 Days
      3. House Hunting in the Palm of your Hand
      4. Ruhl&Ruhl is more than Real Estate
    7. JUN (3)
      1. Ruhl&Ruhl Realtors Opens Office in NewBo
      2. Race for A Life
      3. Support Quad City Area Children, with Flowers!
    8. MAY (5)
      1. Can St. Joseph Sell your Home?  
      2. Spring New Construction Update: New Home Sales Show Modest Increase Under Harsh Conditions
      3. Thinking about Renting Out Your Home?
      4. Spring Real Estate Update: Home Prices Rising in Our Markets
      5. The Five Biggest Turn-offs For Homebuyers
    9. APR (4)
      1. Ruhl&Ruhl Realtors Ranked Iowa’s Largest Privately Owned Real Estate Company
      2. 2014 QCBR Spring Parade of Homes
      3. Iowa Farmland Value Decreases, but Demand Stays Strong
      4. Now is the Time to Buy
    10. MAR (3)
      1. Going for Gold
      2. Get Silly, Outside for St. Patrick’s
      3. 4 Reasons to Sell Now
    11. FEB (5)
      1. New Rule in Mortgage Lending
      2. Ruhl&Ruhl Realtors Ranked #1 in Customer Service
      3. Bruce Braley Speaks with Ruhl&Ruhl Realtors on Dubuque Tax Credit
      4. Home Improvements to do Before Spring
      5. Ruhl&Ruhl Realtors Congratulates 2013 Award Winners
    12. JAN (4)
      1. You Might Find this Pin-teresting!
      2. Consider Cost Not Just Price
      3. Ruhl&Ruhl Realtors Agents Receive Recognition from Midwest Five Star Real Estate Agent Program
      4. 7 Quick Tips For A Kid-Friendly, Less Stress Move
  6. 2013 (44)
    1. DEC (7)
      1. 8 Reasons to List or Extend your Listing During the Holidays
      2. Santa's Secret
      3. Flood Insurance Rates May Rise for Homeowners
      4. Should You Buy that Fixer-Upper?
      5. New Commercial Real Estate Company Opens in Quad Cities!
      6. Home Prices Continue to Rise in Local Markets
      7. Ruhl&Ruhl Realtor’s is more than Real Estate – We’re Family!
    2. NOV (4)
      1. Ruhl&Ruhl Realtors Announced Top Real Estate Company by Community
      2. Ruhl&Ruhl Sponsors Toy Tree at the 2013 Festival of Trees
      3. Travis Hiatt Elected Secretary/Treasurer for Iowa City Area Association of Realtors
      4. Emilie Blindt Awarded “Newcomer of the Year” by the Iowa City Area Association of Realtors
    3. OCT (2)
      1. RuhlHomes.com Ranked #5 Website in Nation
      2. Congratulations to Sam Rollins
    4. SEP (3)
      1. Ruhl&Ruhl Announced as Iowa Top Workplace
      2. Kristin Mayo Receives Community Betterment Grant
      3. Dubuque Iowa Listed Within Top 10 Great Cities
    5. AUG (4)
      1. 2013 QCBR Fall Parade of Homes
      2. Sharon Tahere Nominated for Good Neighbor Award
      3. Ruhl Mortgage – New Name for Local Mortgage Company
      4. Quad Cities at Lowest Housing Inventory since 2000
    6. JUL (2)
      1. Blue Skies Ahead in our Local Real Estate Markets
      2. What If I Don’t Currently Qualify For a New Mortgage
    7. MAY (2)
      1. Home Prices Steadily Rising in our Local Markets
      2. Ruhl Premier Access – FREE Super Suite of Tools
    8. APR (8)
      1. Ruhl&Ruhl REALTORS presents the Big Brothers Big Sisters Annual Plant Sale
      2. Ruhl&Ruhl hits 300!
      3. Revision of FHA Mortgage Policies
      4. Caroline Ruhl Inspired by New Strategies and Networking at the Cartus Broker Network International Conference
      5. Catch a Buyers’ Eye – Top Rated Exterior Improvement Projects
      6. 2013 QCBR Spring Parade of Homes
      7. Ruhl&Ruhl REALTORS Ranked Iowa’s Largest Privately Owned Real Estate Company
      8. The TRUTH about How Real Estate Agents Get Paid
    9. MAR (2)
      1. User Guide - Mobile Real Estate Solution
      2. Quad Cities at Lowest Housing Inventory since 2001
    10. FEB (5)
      1. Home Prices Steady in our Markets
      2. The Best Industry to work in? Real Estate!
      3. From Residential Investments to Real Estate Wealth
      4. New Home Sales Rebound in 2012
      5. Ruhl&Ruhl has launched its brand new app mobileRuhl!
    11. JAN (5)
      1. Ruhl&Ruhl Stays Hot Leading the Real Estate Market Again!
      2. Davenport NOW Tax Incentive Extended
      3. Ruhl&Ruhl Leads Quad Cities Real Estate Market
      4. Despite Old Man Winter, Cedar Rapids Real Estate Market Warming
      5. Matt Schwind Recognized as Iowa Realtor of the Year
  7. 2012 (38)
    1. DEC (2)
      1. Ruhl and Ruhl Selected as a SIRVA Relocation Preferred Broker
      2. Make your move- 8 Money Saving Moving Tips
    2. NOV (2)
      1. Black Friday Survival Guide
      2. Is It Time to Invest in a Rental Property?
    3. OCT (1)
      1. Iowa Farmland Increased 18.5% in Value
    4. SEP (2)
      1. 5 Reasons to Sell Now
      2. Ruhl&Ruhl REALTORS Participates in 2012 Fall Parade of Homes
    5. AUG (5)
      1. Ruhl&Ruhl REALTORS Participates in the Student Hunger Corporate Challenge
      2. Ruhl&Ruhl REALTORS Participates in the United Way Day of Caring
      3. Why wait? Davenport Real Estate NOW!
      4. Ruhl&Ruhl Realtors Celebrates Success for First Half of 2012
      5. Is There a 3.8% Sales Tax on Homes in the Health Bill?
    6. JUL (4)
      1. Quad Cities Housing Market Recovery Charging Ahead
      2. Loan Officer Receives Community Grant
      3. Should You Wait to Sell??
      4. Ruhl&Ruhl Realtors Moves into New, High-Tech Office
    7. JUN (2)
      1. Sizzle vs. Steak or Sizzle AND Steak?
      2. The Emotion Driving the Housing Recovery
    8. MAY (2)
      1. New Manager Joins Ruhl&Ruhl REALTORS in Cedar Rapids
      2. Proper Planning for Your Mortgage Application
    9. APR (5)
      1. Ruhl&Ruhl Participates in 2012 Spring Parade of Homes
      2. Ruhl&Ruhl REALTORS Ranked Iowa’s Largest Privately Owned Real Estate Company
      3. What It Means To Be an ‘EXPERT’ in Real Estate
      4. Ruhl&Ruhl REALTORS Supports the Big Brothers Big Sisters Annual Plant Sale
      5. FHA Mortgage Insurance Changes Coming April 9th
    10. MAR (4)
      1. Ruhl&Ruhl Hosts 2 FREE Career Seminars
      2. Buying a Home? The COST Is More Important Than the PRICE
      3. House Sales in the U.S.
      4. Home Prices Continue to be Strong in our Markets
    11. FEB (5)
      1. 1862 Mortgage Offers Home Affordable Refinance Program
      2. Is It Time for Young Families to Buy a Home?
      3. Where Are Rents Headed?
      4. New Construction Inventory Falling
      5. Ruhl&Ruhl REALTORS Celebrates Sales Growth in 2011
    12. JAN (4)
      1. Iowa housing market stable
      2. America’s Top 10 States For Business in 2011
      3. Funds Available for Military Homebuyers in Illinois
      4. Comparing Real Estate To Other Investments
  8. 2011 (79)
    1. DEC (4)
      1. One in Five Baby Boomers Gifting or Loaning Money to Children or Grandchildren to Help Buy Homes
      2. “As A Home Seller, Why Should You Care About Involving A LENDER In The Home Selling Equation?”
      3. The Need for a True Real Estate Professional
      4. Home Prices Strong in our Markets
    2. NOV (6)
      1. How Much Should You Put Down?
      2. Is There a 3.8% Tax on Homes in the Health Bill?
      3. Americans Still Believe in the Value of Homeownership
      4. Is the Real Estate Market a Good Return on Investment?
      5. What If I Don’t Currently Qualify For a New Mortgage?
      6. Top 10 Tips for First-Time Homebuyers
    3. OCT (7)
      1. Was it Worth Waiting?
      2. $3,500 in Down Payment Assistance is now available for Qualified Iowa Home Buyers
      3. Ruhl&Ruhl Supports the Dubuque Museum of Art
      4. New Manager Joins Ruhl&Ruhl REALTORS in
      5. New Manager Joins Ruhl&Ruhl REALTORS in Moline Office
      6. Short Sale vs. Foreclosure: A Short Sale Always Wins
      7. Ruhl&Ruhl Named for Having One of the Most Colorful Trees in the QC
    4. SEP (6)
      1. America’s Top 10 States For Business in 2011
      2. Home Sales: Investors Are About to Return
      3. Cleaning Up the Negative Media on Housing
      4. Ruhl&Ruhl Participates in 2011 Fall Parade of Homes
      5. Increasing Demand Increases Value of Farmland
      6. Short Sales: Has Their Time Finally Arrived?
    5. AUG (6)
      1. Ruhl&Ruhl Selected as a Prudential Preferred Broker
      2. Home Prices Stable in Our Markets
      3. Ruhl&Ruhl Expands to Offer Consulting, Asset Management & Multi-Family Brokerage
      4. Ruhl&Ruhl REALTORS Announces New Burlington Office
      5. It’s Time to Buy (or Refinance)
      6. More Disclosures on the Way to “Help” the Consumer
    6. JUL (5)
      1. Ruhl&Ruhl Congratulates Rock Island Arsenal for Best Overall Chapter Award
      2. Why Do People Actually Buy a Home?
      3. 5 Real Estate Headlines You’ll See in the Next Six Months
      4. Ruhl&Ruhl REALTOR Assists with the Sale of Cedar Rapids Church
      5. Top 5 Real Estate Headlines in the 1st Half of 2011
    7. JUN (9)
      1. Ruhl&Ruhl REALTORS Sponsors THE Quad City Marathon
      2. A Window of Opportunity for House Sellers
      3. Will Falling Values Lead to More Strategic Defaults?
      4. Ruhl&Ruhl REALTORS to Host FREE Career Seminar
      5. Fixed-rate Mortgages Fall to 6-Month Lows
      6. Mortgage Insurance Cancellation: The Myths and Realities
      7. How To Make An Offer that Will Be Accepted
      8. Should You Rent or Buy in this Market?
      9. Why You Need a True Professional to Sell Your Home
    8. MAY (7)
      1. Appraisals: Why You Must Now Sell Your House Twice
      2. Is a Short Sale or a Foreclosure My Best Option?
      3. 5 Reasons You Should Consider Selling Now
      4. Even the Naysayers Are Saying To Buy Now!
      5. Almost 14,000 Houses Sold Yesterday
      6. A Bull Market in Rental Housing
      7. RUHL&RUHL REALTORS Sales Professionals Earn Affinity Specialist From Cartus Broker Services
    9. APR (9)
      1. 11 Cities Where Homes Sell the Fastest – Iowa City, IA Made the List!
      2. Foreclosures: Bringing Clarity to the Confusion
      3. Ruhl&Ruhl REALTORS Sponsor of Schmooza Palooza
      4. Ruhl&Ruhl REALTORS Ranked Iowa’s Largest Privately Owned Real Estate Company
      5. NEWSFLASH: There Is NO Inventory!!!
      6. Fannie Mae Announces 3.5% Buyer Assistance on REO Properties
      7. Real Estate and Financing Are PERSONAL
      8. 2011 Spring Parade of Homes
      9. What is a QR code? And what does it do?
    10. MAR (10)
      1. Real Estate: GOLDen Opportunity of This Decade
      2. Iowa Farmland Increased 25.4% in Value
      3. Distressed Sales: State by State
      4. Military Homebuyer Tax Credits Still Available!
      5. 10 Reasons People Decide to Buy a Home
      6. If Prices Are Falling, Why Are the Rich Buying?
      7. Ruhl&Ruhl REALTORS Partners with Nelson Brothers Insurance
      8. 7 Tips for Short Sale Success
      9. For Buyers: The Financial Opportunity of a Lifetime?
      10. If Your Goal Is to Buy Low, Buy Now!
    11. FEB (5)
      1. First-Time Homebuyer Tax Credit Repayment
      2. Selling Your House? 5 Reasons To Do It NOW!
      3. Does It Make Sense To Buy a Home?
      4. Where Are Housing Prices Headed?
      5. Trending Up in 2011
    12. JAN (5)
      1. Housing Market in Q-C ‘bubbling’
      2. Experts on Real Estate
      3. Rental Prices Jump 11.6 Percent in 2010
      4. 3 Questions You Must Answer Before Buying a Home
      5. Do Neighborhood Watch Groups Cut Crime and Insurance Costs?
  9. 2010 (38)
    1. DEC (6)
      1. 5/1 ARM Offers Best of Price and Stability
      2. Foreclosures Decreasing: Exploring the Short Sale Option
      3. Millennium Did Not Crash the Housing Market, What a Great Decade!
      4. Real Estate a Great Investment in Our Region
      5. Myths: The Earth Is Flat and Newspapers Sell Houses
      6. 5 Holiday Hosting Disasters and How to Avoid Them
    2. NOV (5)
      1. Buying a Home Now Is a No-Brainer
      2. Robson Homes Now Building at Prairie Heights in Davenport
      3. Scott County New Home Sales Grow in 2010
      4. Protect Our Property Values: Short Sales Better Than Foreclosures
      5. Should You Move or Improve?
    3. OCT (3)
      1. Best Time to Buy? Bottom of a Recession!
      2. Why wait? Davenport NOW!
      3. DIY Home Energy Audit in 6 Easy Steps
    4. SEP (6)
      1. Home Prices Up in Our Markets
      2. Best Chance to Sell Your Home the First 5 Days on the Market
      3. Understanding Real Estate Representation
      4. How to Assess the Real Cost of a Fixer-Upper
      5. Pending Home Sales on the Rise
      6. Ruhl&Ruhl REALTORS Participates in Student Hunger Drive
    5. AUG (2)
      1. Health Care Bill Includes New “Real Estate Transfer Tax”
      2. Ruhl&Ruhl REALTORS Announces New Cedar Rapids Office
    6. JUL (2)
      1. Mike Wendt Assumes Role as Ruhl&Ruhl General Sales Manager
      2. Tax Credit Deadline Extended
    7. JUN (2)
      1. Ruhl&Ruhl REALTORS Critiqued by Peers
      2. Head Shave for Hospice
    8. MAY (2)
      1. Ruhl&Ruhl to Host Military Financing Seminar
      2. Post-Tax Credit Buyers May Save Money
    9. APR (3)
      1. Ruhl&Ruhl Outsells Mel Foster Company
      2. A Strong Start to the New Year - Scott & Rock Island Counties New Construction Report
      3. North Liberty Dominates Iowa City Area New Construction
    10. MAR (2)
      1. Ruhl&Ruhl Receives Five Star Circle of Excellence Award at Cartus Broker Network International Conference
      2. Q-C's new homes market shows signs of growth
    11. FEB (2)
      1. New Manager Joins Ruhl&Ruhl REALTORS in Maquoketa and DeWitt
      2. Sales Growth in 2009
    12. JAN (3)
      1. Fifth Generation Joins Ruhl&Ruhl REALTORS
      2. Q-C home sales show strength
      3. New Construction Markets Stabilizing
  10. 2009 (35)
    1. DEC (3)
      1. New Construction Coming Back to Life
      2. Ruhl&Ruhl REALTORS Wins Primacy Relocation Recognition
      3. Homebuyer Tax Credit FAQ
    2. NOV (4)
      1. How to score an offer
      2. Obama Signs Extended Tax Credit into Law
      3. Congress Passes Homebuyer Tax Credit
      4. Choosing an Agent
    3. OCT (7)
      1. Region’s 3rd Quarter Housing Market
      2. The New Construction Market
      3. TOP TEN REASONS TO BUY A NEW HOME NOW!
      4. Thinking of a Career in Real Estate? Think Ruhl&Ruhl!
      5. Mobile Applications link buyers, agents
      6. Everything You Need To Know About the First Time Home Buyer $8,000 Tax Credit
      7. September Brings a Continued Real Estate Upswing in our Markets
    4. SEP (6)
      1. Finding or Selling Your Home while using Social Media
      2. Ruhl&Ruhl REALTORS Celebrates Grand Opening of New Muscatine Office
      3. MobileRuhl
      4. 1862 Mortgage
      5. Plan your own Open House Tour!
      6. RuhlHomes.com: Totally New Website with New look, Improved Function
    5. JUL (1)
      1. Mobile Ruhl: Search Listings on Your Cell Phone
    6. JUN (3)
      1. Federal tax credit continues to draw new home buyers
      2. Davenport, IA Passes Tax-Rebate Program: Davenport NOW
      3. Ruhl&Ruhl REALTORS Announces New Office in Muscatine
    7. MAY (3)
      1. Q-C housing sales rebound
      2. Quad City Home Sales Bright Spot in Country
      3. RuhlHomes.com Website Visits, April 2008 to April 2009
    8. APR (5)
      1. Iowa Finance Authority: Military Service Member Homeownership Assistance
      2. REOHome Program from Iowa Finance Authority
      3. The Real Estate Market Is Back!
      4. Ruhl&Ruhl 100th Largest Broker in Country
      5. Ruhl&Ruhl agents had the best week since July 2007!
    9. MAR (2)
      1. 2009 - First Time Homebuyer Tax Credit - FAQ's
      2. 1862 Mortgage - Finding a loan officer thats right for you.
    10. JAN (1)
      1. Ruhl&Ruhl Celebrates Market Share Gains
  11. 2008 (2)
    1. DEC (2)
      1. Builders Respond to Changing Market
      2. 1862 Mortgage


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